02033842410

Yup, www.needcashsoon.net looks to have the genuinely opaque registration favoured by many of the pension loan scam artists :-) But is it a genuine Zane scam site or a copycat one?

http://whois.domaintools.com/needcashsoon.net

Registration Service Provided By: AnonymousSpeech
Contact:
Visit: www.anonymousspeech.com
       
Domain name: needcashsoon.net

Registrant Contact:
 
  AnonymousSpeech AnonymousSpeech ()
 
  Fax:

Administrative Contact:
  AnonymousSpeech
  AnonyousSpeech AnonymousSpeech ()
  +81.09037462746
  Fax: +81.09037462746
  1-3-3 Sakura House
  Tokyo, TOKYO 169-0072
  JP

However it shares a server with just two other sites.

IP Address:188.65.179.154 Reverse-IP | Ping | DNS Lookup | Traceroute ASN: AS39451 IP Location: - United Kingdom     - Melbourne Network Solutions Ltd

I'd say that the expense of separate servers would make it likely that the same person(s) or entity owns all three websites. Were it commercially hosted there would be dozens of sites on the same server. However, without some more digging there is no proof.

1) www.beautetherapy.co.uk http://whois.domaintools.com/beautetherapy.co.uk

Domain name:
       beautetherapy.co.uk

   Registrant:
       beaute

   Registrant type:
       Unknown

   Registrant's address:
       11 nevill street
       tunbridge Wells
       TN2 5RU
       United Kingdom

2) www.feelingfabulous.co.uk http://whois.domaintools.com/feelingfabulous.co.uk

Domain name:
       feelingfabulous.co.uk

   Registrant:
       Rebecca Mihalceanu

   Registrant type:
       Unknown

   Registrant's address:
       15 Sussex Road
       Tonbridge
       TN9 2TR
       United Kingdom

   Registrar:
       Nuco Technologies Ltd t/a Host-it Internet Solutions [Tag = HOSTIT]
       URL: http://www.host-it.co.uk

   Relevant dates:
       Registered on: 11-Mar-2009
       Renewal date:  11-Mar-2013
       Last updated:  02-May-2011

Another Zane scam? www.releasemypension.net links from www.needcashsoon.net
http://whois.domaintools.com/releasemypension.net same registration MO as above

The designer of the 2 Tonbridge Beauty sites is http://www.jasonnevin.net

Confirming www.needcashsoon.net is a genuine Zane Hegarty scam site.

That beautetherapy.co.uk website was actually copied over on to the front of Zane's FSA banned website www.unlockmypension.net and also on www.releasemypension.net after he shut them down, for about a month.

I guess as Jason Nevin does all of Zane's sites, Zane got on the blower to Jason when the FSA rumbled them so Jason swapped the source code for the pension scam websites for the beaute therapy site he had previously done, in a cunning plan to try and fool the FSA in to thinking they were only offering facials and nail extensions to pension investors!

To prove my point, type "www.releasemypension.net" in to google

On first page you will see listed a result for whois.domaintools.com/releasemypension.net which is still carrying the description for that site from when it had the code for beautetherapy on the front of it.

"ReleaseMyPension.net - Beauté :: Beauty salon Tunbridge Wells
28 Oct 2010 ... Beauté is a Royal Tunbridge Wells beauty salon providing personal beauty treatment in an intimate environment. Treatments include waxing ...
whois.domaintools.com/releasemypension.net"

Matt Power = Web Designer for Terry Wright = Pension Loans Scam Artist
Matthew Power = Web Designer for Terrence Wright = Pension Loans Scam Artist
Jason Nevin = Web Designer for  Zane Hegarty = Pension Loans Scam Artist
I wonder if all four will be fighting each other if they meet in prison?

Ring a bell, anyone: http://www.companiesintheuk.co.uk/ltd/matt-power

http://www.companiesintheuk.co.uk/ltd/jaze-technology
http://www.companiesintheuk.co.uk/Company/AllDocuments/jaze-technology

JAZE TECHNOLOGY LIMITED
7 ST. GEORGES MEWS
TONBRIDGE
KENT
TN9 2SF
Software publishing

Other software consultancy and supply

Other computer related activities

www.jazetechnology.co.uk
Jaze Technology are a Bristol based IT consultancy specialising in designing effective web sites for small businesses.

If anyone from the FSA or the pensions regulators would like to have a chat with Mr Nevin, you will find him chasing Ting Tong's around Takua Pa in Thailand.

www.facebook.com/jason.nevin

I liked this one a lot:

http://www.theolivepress.es/spain-news/2011/06/09/blacklisted-benefitting/

EXCLUSIVE By James Bryce
FROM the outside it is nothing more than a typical Spanish villa, shielded from the busy Coin to Alhaurin el Grande road by a line of trees and a high brick wall. Indeed, there is nothing to distinguish it from those nearby.
But behind the unassuming exterior lies a highly-organised and apparently lucrative operation headed by blacklisted British businessman Terence Wright.
Since the Olive Press reported last month that the UK’s Financial Services Authority (FSA) had personally blacklisted Wright from giving financial advice in the UK, new documents have come to light linking the Brit with a whole string of other dubious firms.
Anne’s Diary, Attlee Wurth, Capitol Hill Group, Hunter Rowe Financial, and Kauffmann & Associates… it reads like a rollcall of blue-chip companies on the FTSE 100.
But this couldn’t be further from the truth. All of them have links to Wright and are similarly on the FSA list of ‘unauthorised’ overseas firms operating in the UK.
Indeed a list of companies running out of Alhaurin also including PFR Services and Alhaurin Wealth Planning (AWP) – use UK phone numbers to entice clients for financial advice.
Of even more concern however, is that most of them are not even companies, claims one former employee John, who worked for Wright last year for three months.
“They are just names of websites and have no real identity anywhere. There is no company and no comeback,” said John, who found the job via an advert for telesales staff in a rival newspaper on the coast.
“Wright came across as a pleasant guy at first but he could be quite threatening and seemed very paranoid, which is perhaps quite understandable,” explained John, who has asked us not to reveal his surname out of fear of ‘reprisals’.
“On one occasion he threatened to hit me with an iron bar. He is a very nasty person.”
He continued: “Wright bragged about how he earns millions and doesn’t pay tax in the UK or Spain as he uses accounts in the Channel Islands, moving his money around.
“And he has at least one alias, depending on who he is talking to.
“The whole thing is a big confidence game and has a set of well worn scripts to suck people in.”
The Olive Press has had access to a huge dossier of information on Wright and his dealings.
Stretching back a number of years, he has a database of mostly UK clients, that easily numbers into the hundreds.
Many of them have been hooked into a share investment scheme Anne’s Diary, which the FSA describes as being an ‘unauthorised company’, likely to be linked to a ‘boiler room’ scheme.
More recently, he has been promoting wine and mining investment schemes, as well as one specific land investment scheme in Switzerland ‘that turned out to be in Spain, near Valencia, in fact’.
“It was probably not a very good investment,” explained John. “But that is the problem. I got sick of doing the hard sell and selling innapropriate schemes to poor people, who faced even losing their retirement money. My conscience got the better of me.”
His evidence is backed up by another female employee who also worked for Wright earlier this year.
The Coin-based mother, explained: “In particular we were selling into a wine investment scheme in Spain and a wheat investment scheme in Australia.
“They didn’t mature for at least four years and the idea was that investors got a share in the profits.
“They claimed that it was a ‘no brainer’ as all the wheat in the Australian scheme had already been bought by Chinese merchants. I was sceptical.”
She continued: “I became particularly suspicious of the company after watching a programme on television about similar schemes.
“It was remakably similar to the job in Alhaurin and I felt uncomfortable straight off.
“I had to answer calls for both PFR Services and AWP and I had to ensure that I didn’t get the two mixed up. It was all rather murky.”
She added: “There were around four sales people working in the office and Terry was very much the man pulling the strings in the background.”
She continued: “Most of the clients come from the UK via their websites.”
These websites are said to include www.sellmyukpension.com as well as www.cashinyourpension.com, both of which have a remarkably similar feel in look and offering.
Wright is also involved in real estate website www.propertyshopinspain.com, which promises that its wide range and quality of services and ‘constant attention to detail… guarantee that your interests are safe’.
It concludes: “You are in good hands with Terence Wright Associates.”
While the FSA begs to differ, a number of documents provided to the Olive Press – including a training manual for staff working for blacklisted Kauffmann & Associates – give a fascinating insight into the mindset of the blacklisted boss.
Recruits are expected to ‘engage the enemy’ like a Samurai warrior
Wright – who is said to use the alias ‘Ben James’ (indeed this is a name someone in his office gave when the Olive Press called PFR last month) – invites recruits to imagine themselves as a Samurai warrior ‘engaging the enemy’, when prospecting for business.
It includes a quote from Sun Tzu’s the Art of War: “Lure him with fabulous gains – then attack. This way you hold all of the cards.”
This sums up the tactics similar to those used by so-called ‘boiler rooms’, in which a room full of people cold-call clients, using high pressure sales techniques to get their victims to part with their money, usually in a share scheme. See inset article.
The teams, which are not authorised by the FSA (nor the Spanish equivalent, the CMNV) to give investment advice, typically sell shares which either don’t exist or eventually turn out to be worthless.
A former employee of Wright’s, whose name is still linked on the internet to AWP, has set up a similar number of websites from an office in Marbella.
And, according to a number of complaint forum websites his services are remarkably similar.
In one post made last week on website ‘Who calls me’ a former employee claims that this former employee was behind the FSA-blacklisted website www.unlockmypension.net.
An FSA spokesman Toby Parker was quick to thank the Olive Press last night for passing on the documents and confirmed the regulator’s ongoing interest in Wright’s activities.
“The FSA is concerned about the type of business he is operating,” he said.
He continued: “You are doing a good job down there in Spain.”
The Olive Press tried on a number of occasions to put the allegations to Wright.


At his villa in Coin yesterday, at least five workers refused to comment. One said: “I can’t say anything.”
A series of emails were ignored and when Wright himself later phoned the paper he promised to call back, but never did.
A month ago, someone giving the name ‘Ben James’ said: “You can go after Terry Wright as much as you like, but if you drag my company (PFR Services) through the mud I will sue.”
He added: “We are not a pension company. The IFAs are just fed up that we are taking clients away from them. What we are doing is completely legitimate.”
Inside the boiler room
THE so-called boiler room scams first sprung up in Spain in the late 1980s when Americans claiming to be investment bankers came to Marbella after being kicked out of Amsterdam.
In the early 1990s, Costa del Sol-based financial investigator Gwilym Rhys-Jones exposed a 1.4 billion euro scam, the world’s biggest ever fraud at the time.
Recalling the risks involved, the Estepona-based Welshman told the Olive Press: “I was told the Marbella National Police actually put a guard on me without my knowledge because they heard I was due to be knocked off.”
The global kingpin was Thomas Quinn, a disbarred Brooklyn lawyer linked to a New York Genovese mafia family, behind the scenes.
Historically, boiler rooms have targeted older people with previous experience of investments or share dealing, with National Fraud Intelligence Bureau (NFIB) figures suggesting 50 per cent of victims are over 65.
But boiler rooms are starting to target victims who have redundancy money or those who are not experienced investors, asking for smaller sums of money to invest.
New strategies to target investors include the promise of recovering money lost to the original boiler room scam, or to purchase the client’s worthless shares… only, of course, once an ‘up-front fee’ has been paid.
In the past financial year, 27 million euros was reported stolen through boiler room fraud to Action Fraud, the UK’s national fraud reporting centre. This week Spanish police cracked down on the biggest boiler room scam yet in Europe, when they arrested 17 Britons in Mallorca over a 57m euro fraud.
The average loss reported by a victim is 140,000 euros, with the highest single reported loss at 9.2 million euros.
Serious Fraud Office Director Richard Alderman explained: “A boiler room is a predatory and orchestrated ‘attack’ on private investors and shows callous dishonesty.
“People should think twice when hard-sell investment offers, usually unsolicited, appear tempting. ‘No’ is the right answer.”
It is little surprise that in a recent list of the UK’s richest criminals, coming top of the list with an estimated 520m fortune was Sheridon Cox, who ran a network of boiler rooms.
Most recently, in March, another of Britain’s biggest ever fraudsters pleaded guilty to a 92 million euro boiler room fraud, linked to Spain, that accounted for at least 2,300 victims across the UK.
Richard Pope from Hertfordshire was one of the leaders of an international crime gang that used a network of Spanish boiler rooms to target investors between 2004 and 2008.
Pope was extradited from Spain, having been caught following an appeal on BBC’s Crimewatch.
Detective superintendent Bob Wishart said: “Pope is on a par with some of the most unpleasant villains out there,” he said.
Last year, two Britons were jailed for an eight million euro boiler room fraud using call centres in Barcelona. David Arthur Vidgeon, 31 and Rahul Natwar Patel, 35, were both sentenced to seven years for defrauding around 1,250 investors.

Edited from http://www.debtforum.org.uk/index.php?action=profile;area=showposts;u=1065

Do some research into "Pension Backed Loans"...

At your suggestion I did, and found some very interesting results.

Link 1: https://whocallsme.com/Phone-Number.aspx/02081331548

8 page long blog discussion on whocallsme.com, very interesting reading. Short version: Pension Backed Loans is product name of the Spanish property developers offering this, and they have a large number of websites promoting it passing on leads to them, all of them originating in the Bournemouth area, and the same people behind it previously found by the Office of Fair trading to have been running IVA scams had their licenses revoked. Indeed pensions2cash is also a website part of this Bournemouth network, and is mentioned in the blog.

Link 2: http://forums.moneysavingexpert.com/showthrea ... 7389c&t=3168094

Interesting thread on Money Saving Expert forums, where IFA's and financial experts explain why Pension Backed Loans are a bad idea.

Link 3: http://thisismoney.co.uk/credit-and-loans/art ... 47&in_page_id=9

This is money article on how the City watchdog has issued a warning on Pension Backed Loans and investors should "avoid the scheme like the plague".

So thank you www.pensions2cash.com http://whois.domaintools.com/pensions2cash.com for asking me to research Pension Backed Loans. I shall definitely now not be getting ripped off by doing this, and would advise anyone else thinking of doing this also to first visit the above links I have provided or you could be losing a lot of money.

http://whois.domaintools.com/open-door.com

Now Zane, you seem to be somewhat angry and deluded again. I do hope you have not been toking on that crack pipe once more. I know that those Class A drugs can be very moreish, but do you not remember what happened last time you took some when you imagined that I was Terry Wright's web designer and that poodles were following him around?

Drugs are bad for you ok, maybe you should get some help or something, just saying...

Hi Paul,

I see that your website www.pensionloansonline.co.uk
IP Address:212.113.133.235 Reverse-IP | Ping | DNS Lookup | Traceroute ASN: AS39332 IP Location: - United Kingdom     - Gyron Internet Ltd

is designed by www.simmsdigital.co.uk Telephone: 01622 208336
IP Address:212.113.133.235 Reverse-IP | Ping | DNS Lookup | Traceroute ASN: AS39332 IP Location: - United Kingdom     - Gyron Internet Ltd

http://whois.domaintools.com/simmsdigital.co.uk shows

Domain name:
       simmsdigital.co.uk

   Registrant:
       Paul Simms

   Registrant type:
       UK Individual

   Registrant's address:
       174 merton road
       maidstone
       kent
       ME15 8LW
       United Kingdom

Director of:

WIZARD ADS LIMITED 06498259 http://bizzy.co.uk/uk/06498259/wizard-ads

SIMMS MEDIA LTD 07384016 http://bizzy.co.uk/uk/07384016/simms-media

SIMMS DIGITAL LLP OC358265 http://bizzy.co.uk/uk/OC358265/simms-digital-llp

MR PAUL ANTHONY SIMMS
Nationality: BRITISH
Date of birth: 26/01/1983
Age: 28 years

Small world :-)

Which companies are you now passing enquirers details onto?
Bit young to risk getting a record like Zane aren't you?

Quite a portfolio - dodgy pension loans, solar panels, breast implants etc Paul Simms is your man:
http://www.google.co.uk/search?q=%22ME15+8LW%22+simms

What's this? Paul Simms is not good at hiding things. Why is this all so complicated and shady?
Let's follow the money ... to the Pecar bankers and Goodfellow' doing the lending and accounting:

http://bizzy.co.uk/uk/OC359575/leadstar-llp
LEADSTAR LLP OC359575
174 MERTON ROAD
MAIDSTONE
KENT
ME15 8LW

Directors:
GL INTERMEDIARY SERVICES
77 TARRAGON ROAD, KENT, MAIDSTONE ME16 0WD

NECKER LLP
21A BUCKLAND HILL, KENT, MAIDSTONE ME16 0SG

SIMMS DIGITAL LLP
174 MERTON ROAD, KENT, MAIDSTONE ME15 8LW

Connected to:
http://bizzy.co.uk/uk/OC362921/necker-llp
NECKER LLP OC362921
21A BUCKLAND HILL
MAIDSTONE
KENT
ME16 0SG

Directors:
CAP MAX LIMITED
21A BUCKLAND HILL, KENT, MAIDSTONE ME16 0SG

MR PHILIP PECAR (28)
21A BUCKLAND HILL, KENT, MAIDSTONE ME16 0SG

Connected to:
http://bizzy.co.uk/uk/OC354897/gl-intermediary-services-llp
GL INTERMEDIARY SERVICES LLP OC354897
77 ST ANDREWS PARK TARRAGON ROAD
MAIDSTONE
KENT
ME16 0WD

Directors
MARK GOODFELLOW (28)
77 ST ANDREWS PARK TARRAGON ROAD, KENT, MAIDSTONE ME16 0WD

MGI ACCOUNTING LLP
77 ST ANDREWS PARK TARRAGON ROAD, KENT, MAIDSTONE ME16 0WD

----------------------------------------------------------------------------------------------------------------------------------------------------
MGI ACCOUNTING LLP
Registered Address
77 ST ANDREWS PARK
TARRAGON ROAD
MAIDSTONE
KENT
ME16 0WD
Age
5 years
Registered in England/Wales
OC323916
Nature of business
Directors
MARK GOODFELLOW (28)
77 ST ANDREWS PARK, TARRAGON ROAD, MAIDSTONE ME16 0WD
Position:
4 Years
Appointment date:
14/11/2006
Type:
Designated LLP Member
Occupation:
MGI FINANCE LIMITED
77 ST ANDREWS PARK, TARRAGON ROAD, MAIDSTONE ME16 0WD
Position:
4 Years
Appointment date:
14/11/2006
Type:
Designated LLP Member
Occupation

GL INTERMEDIARY SERVICES LLP
Registered Address
77 ST ANDREWS PARK TARRAGON ROAD
MAIDSTONE
KENT
ME16 0WD
Age
1 Year
Registered in England/Wales
OC354897
Nature of business
Directors
MARK GOODFELLOW (28)
77 ST ANDREWS PARK TARRAGON ROAD, KENT, MAIDSTONE ME16 0WD
Position:
1 Years
Appointment date:
13/05/2010
Type:
Designated LLP Member
Occupation:
MGI ACCOUNTING LLP
77 ST ANDREWS PARK TARRAGON ROAD, KENT, MAIDSTONE ME16 0WD
Position:
1 Years
Appointment date:
13/05/2010
Type:
Designated LLP Member
Occupation

CAP MAX LIMITED
Registered Address
21A BUCKLAND HILL
MAIDSTONE
KENT
ME16 0SG
Age
1 Year
Registered in England/Wales
07421949
Nature of business
Directors
MR PHILIP PECAR (28)
21A BUCKLAND HILL, KENT, MAIDSTONE ME16 0SG
Position:
0 Years
Appointment date:
28/10/2010
Type:
Director
Occupation: BANKER

MGI FINANCE LIMITED
Registered Address
77 ST ANDREWS PARK, TARRAGON
ROAD, MAIDSTONE
KENT
ME16 0WD
Age
5 years
Registered in England/Wales
05780531
Nature of business
7412
Accounting, auditing; tax consult
Directors
JENNA GOODFELLOW
2 ELVINGTON CLOSE, KENT, MAIDSTONE ME16 0TA
Position:
5 Years
Appointment date:
13/04/2006
Type:
Secretary
Occupation:
MARK GOODFELLOW (28)
77 ST ANDREWS PARK, TARRAGON ROAD, KENT, MAIDSTONE ME16 0WD
Position:
5 Years
Appointment date:
13/04/2006
Type:
Director
Occupation: ACCOUNTANT

Zane said "I have done nothing wrong I have acted entirely within HMRC and FSA rules"

A few questions for you then Zane to see if the above statement is true
:
1. If you are outside the UK, you cannot be registered by the FSA, are you denying that you are in Spain on the Costa Del Sol?

2. What is your FSA registration number, I cannot see it on any of your websites?

3. Are you denying that unlockmypension.net which was blacklisted by the FSA was your website?

4. Can you explain how exactly your websites such as needcashsoon.net which encourage such dodgy practices as taking 50% of your pension before the age of 55 can possibly be acting within the parameters allowed by the FSA and HMRC? Or are you denying that those are your sites as well?

I look forward to your response.

http://www.silvermansherliker.co.uk/Repositor ... 20at%20risk.pdf

PENSION LOAN COMPANIES PENSIONLENDING.CO.UK, PENSIONBACKEDLOANS.COM CAUGHT OUT BY THE TIMES!

MORE INFO HERE AS WELL

https://whocallsme.com/Phone-Number.aspx/02081331548/

I'm no lawyer, but surely making paid content available for free is breaking the law?  Ironic, if that is the case, that it is hosted on a law firm's servers!

Martin,

Which "wine investment" scam company was it? Was it Sommeliers Fiend Ltd? http://www.companiesintheuk.co.uk/ltd/sommeliers-friend
The same directors run a swamp full of landbanking companies from the same address in St Albans

Howie

hi - just reading all this - is pensionloansonline.co.uk a scam site then - i have been in talks with them lately, not signed anything yet but was considering as the lady seemed really helpful. She assured me that my current pension company would not release my funds into any other pension that was not fsa regulated. That i would get a full loan agreement to sign before anything happens, meaning that i would not have to pay more than was in my pension at the end, and that i would get 50% of my pension pot now. To be totally honest, there is not a massive value in there anyway, so i thoght that the 50% would suit me better now than in 20+ years time,. She assured me that i could repay my loan early too if i wanted to. I was also told that when all the transfer forms came through to me i would have 7 days to sign or cancel, and my 50% would be transferred to my bank within 14 days, plus they only deal with UK pension companies and nothing overseas..and i could transfer my pension from them to another pension company at any time should i wish too..am i being scammed - am i best not to continue??? i dont care if there is nothing left at the end (as mad as that seems) as i have other means of income when i'm older but need money now and poor credit means i cant get a normal loan,. will they take all my pension pot and not give me my 50% share, or will i at least get my 50% now..any advice please..as not sure whether to phone back and carry on with it, or whether to run before i even start this process..thanks

hi - just reading all this - is pensionloansonline.co.uk a scam site then - i have been in talks with them lately, not signed anything yet but was considering as the lady seemed really helpful. She assured me that my current pension company would not release my funds into any other pension that was not fsa regulated. That i would get a full loan agreement to sign before anything happens, meaning that i would not have to pay more than was in my pension at the end, and that i would get 50% of my pension pot now. To be totally honest, there is not a massive value in there anyway, so i thoght that the 50% would suit me better now than in 20+ years time,. She assured me that i could repay my loan early too if i wanted to. I was also told that when all the transfer forms came through to me i would have 7 days to sign or cancel, and my 50% would be transferred to my bank within 14 days, plus they only deal with UK pension companies and nothing overseas..and i could transfer my pension from them to another pension company at any time should i wish too..am i being scammed - am i best not to continue??? i dont care if there is nothing left at the end (as mad as that seems) as i have other means of income when i'm older but need money now and poor credit means i cant get a normal loan,. will they take all my pension pot and not give me my 50% share, or will i at least get my 50% now..any advice please..as not sure whether to phone back and carry on with it, or whether to run before i even start this process..thanks