800-829-7204

I received 10 calls from this number between 8 a.m. and noon. They leave no messages and just keep calling.

800-287-7203.....I dont understand this mess either. I answer the phone but no one ever says anything. I'd rather talk to someone than keep getting calls with silence (creeps me out a lil). At least if I talk to someone I can tell them to go to &*%$@!

I've only had 2 calls from them, but I will garuntee you I will have fun with them.  My parents are paying for my college so I know I don't have a student loan.

I've only had 2 calls from them, but I will garuntee you I will have fun with them.  My parents are paying for my college so I know I don't have a student loan.

They've called 6 times in the last 15 minutes won't say who, only want to know if so and so is there. Some type of debt  company I guess. Very indignant a--holes

They called, I answered, I heard nothing but silence. Finally, a recording of a man's voice saying "Hello" comes on, some more silence, then they hung up. I googled the number and found many other complaints about this company on various posting boards.

Yes they have called me daily about 15 times per day, I am at work so I do not answer it...today I answered it and they are looking for some one I have never heard of. I told them to stop calling me. It rings once and hangs up, about twenty times any other day...today it rang twice so i answered it. Hopefully that is the end of that.

I told them that I was recording them.  They said that I did not have permission to record them and they hung up on me.

these r some ingnorant son of [***]! ghetto ass un professional people who need to be indited in federal and state court for harrassment ! they have called my home mulitipal times looking for someone who does not live here! i did my research there dept collection company out on memphis tennessee.  the collector name was name PAGE OWENS an was very rude an annoying ! she was told multipal times she had the wrong number but insisted she had the right number!  i suggest u file a complaint of harrassment against company an get agents name an record there conversation when they call.

IF THEY CALL U REPORT THEM AND RECORD CONVERSATION AND GET U AN ATTORNEY AND MAKE THEM PAY U IF U DO OWE! KNOW ONE DESERVES TO BE TALK TO THE WAY THAT THEY DO EVEN IF U DO OWE SOMEONE.    MY SUGGESTION WOULD BE TO ASK THEM TO COME TO UR HOUSE AN GET THE MONEY IF THE WANNA GET PAID AND KICK THE PERSON'S ASS WHO EVER COMES TO COLLECT AN TELL TO KEEP THE CHANGE AFTERWARDS !

These morons, whomever they are continue to call and hang up.  Not sure why they are calling and who they are but would like information on how to report them and make these calls stop.

They have called me 12 times in less than a one hour period, and I have no Outstanding debt, or loans

I got the same call from them aboutmy defaulted federal student loan.  I informed them my tax return will cover it but they said they would not wait for my taxes and wea very rude.  I reported them to the FTC and they told me it is not legal for this company to do this.  The FTC advised me to hang up on them if they call and to send them a cease contact letter.

I reeived calls starting at 8am and have been getting them constantly every since. At first I let them go as it had name unknown. Then I answered twice and no one said anything! I would like to get this number removed from calling me.

The number 800-829-7204 keeps calling me at my work. I asked them who they were and they didn't reply. I asked them what they wanted and they refused to reply. Then they asked for my name and said I was not the person they were looking for. I told them I was on a no-call list and not to call my number again. Since my cell number is unlisted I would like to know how they got it and why they are calling for no reason.

BBB Reliability Report for
Regional Adjustment Bureau, Inc.
A BBB Accredited business since 04/01/1987.BBB Rating A
BBB issues Reliability Reports on all businesses, whether or not they are BBB accredited. If a business is a BBB Accredited Business, it is stated in this report.
Find out more about Regional Adjustment Bureau, Inc.:
BBB Accreditation
BBB Rating
Business Contact and Profile
Products and Services
Additional Locations and Phone Numbers
Customer Complaint History
 Government Actions
Advertising Review
Industry Tips
BBB Copyright and Reporting Policy



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BBB Accreditation
Regional Adjustment Bureau, Inc. has been a BBB Accredited business since April 1987. This means it supports BBB's services to the public and meets our BBB Accreditation standards.


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BBB Rating for Regional Adjustment Bureau, Inc.
Based on BBB files, Regional Adjustment Bureau, Inc. has a BBB Rating of A on a scale from A+ to F.
Factors that raised this business' rating include:
Length of time business has been operating.
Complaint volume filed with BBB for business of this size.
Response to 300 complaint(s) filed against business.
Resolution of complaint(s) filed against business.
BBB has sufficient background information on this business.
Click here for an explanation of BBB Ratings



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Business Contact and Profile for Regional Adjustment Bureau, Inc.
Name: Regional Adjustment Bureau, Inc.
Phone: (901) 382-0250
Fax: (901) 435-4856
Address: 7000 Goodlett Farms Pkwy STE 501

Cordova, TN 38016-4917
Yahoo Map
Website: www.rabinc.com 
Original Business Start Date: January 1971
Principal: Mr. Steve Smith, President
Type of Business: Collection Agencies
BBB Accreditation: Regional Adjustment Bureau, Inc. is a BBB Accredited business.
Additional DBA Names: RAB, Inc.



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Products and Services of Regional Adjustment Bureau, Inc.
This company offers collection services.


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Additional Locations and Phone Numbers
Additional Phone Numbers
Tel: (901) 388-7750
Tel: (800) 829-7204
Tel: (800) 829-7750
Tel: (901) 382-7520
Tel: (800) 867-7210
Tel: (800) 668-5715
Tel: (800) 829-0250
Tel: (866) 214-8706
Tel: (800) 752-3916


Additional Fax Numbers
Fax: (901) 372-8138




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Customer Complaint History for Regional Adjustment Bureau, Inc.
When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints.
BBB processed a total of 300 complaints about Regional Adjustment Bureau, Inc. in the last 36 months, our standard reporting period. Of the total of 300 complaints closed in 36 months, 83 were closed in the last year.
These complaints concerned :
+ 1  regarding Advertising Issues  
1 - None of the Above - Advertising Complaint Issue

+ 234  regarding Billing or Collection Issues  
11 - Failure to correct billing errors
4 - Failure to provide itemized billing as requested
2 - Failure to substantiate charges
139 - Improper collection practices
54 - None of the Above - Credit, Billing or Collection Complaint Issue
18 - Unauthorized bank debits
6 - Unauthorized credit card charges

+ 6  regarding Contract Issues  
1 - Failure to honor a contract or agreement
1 - Invalid or false contract
4 - None of the Above - Contract Complaint Issue

+ 46  regarding Customer Service Issues  
2 - Failure to provide promised assistance or support for products or services
2 - Failure to respond to phone calls or written requests for assistance or support
34 - Inappropriate behavior by customer service personnel
8 - None of the Above - Customer Service Complaint Issue

+ 4  regarding Sales Practice Issues  
3 - None of the Above - Sales Complaint Issue
1 - Sales presentation misrepresented the service

+ 9  regarding Service Issues  
6 - Improper or inferior service
3 - None of the Above - Service Complaint Issue

 
These complaints were closed as:  
+ 262  Resolved  
 65 -  Company resolved the complaint issues. The consumer acknowledged acceptance to BBB.
197 -  Company addressed the complaint issues. The consumer failed to acknowledge acceptance to BBB.

+ 38  Administratively Closed  
 28 -  BBB determined that despite the company's reasonable effort to address complaint issues, the consumer remained dissatisfied.
10 -  BBB determined the company made a reasonable offer to resolve the issues, but the consumer did not accept the offer.



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Government Actions
BBB has no information regarding government actions at this time.


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Advertising Review
BBB has no information regarding advertising review at this time.


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Industry Tips
Debt Collection
The Fair Debt Collection Practices Act requires that debt collectors treat those who have failed to repay their creditors in a fair manner.
Debt collectors may not harass, oppress or abuse you or any third party they contact, use threats of harm, publish a list of consumers who refuse to pay their debts, use obscene language, repeatedly use the telephone to annoy someone or threaten to take your property.


A debt collector is permitted to contact you in person, by mail, phone, telegram or fax. However, he or she may not contact you at inconvenient times or places (such as before 8 a.m. or after 9 p.m., unless you agree). And, they may not contact your place of work if the collector knows that your employer disapproves of such contacts.
For a complete listing of your rights as a debtor, visit the Federal Trade Commission Web site at www.ftc.gov
Medical Billing Opportunities
What are Fair Debt Collection Practices?



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BBB Copyright and Reporting Policy
As a matter of policy, BBB does not endorse any product, service or business.

BBB Reliability Reports are provided solely to assist you in exercising your own best judgment. Information in this BBB Reliability Report is believed reliable, but not guaranteed as to accuracy.

BBB Reliability Reports generally cover a three-year reporting period. BBB Reliability Reports are subject to change at any time.
If you choose to do business with Regional Adjustment Bureau, Inc., please let them know that you contacted BBB for a BBB Reliability Report.
ID: 2196
Report as of April 5, 2011 12:08
Copyright© 2011 Better Business Bureau

See the REPORT from the BBB I placed on this site. It also has the LAW that governs jerks like this.

This company keeps calloing me 8-10 times a day claiming I know someone that I dont. They are very rude and wont accept that I dont know this person.

I also called the Attorney Genrals office in TN where they are located. And was told that this company is a Fraud and are scaming people. That this agnecy is not licensed and has been taken to court several times for harassment. And also Identity theft

Called 3 times in 20 minutes and hang up when i pick up  phone