8009556600

This number begins calling at 5:20am

Capital One. I canceled the cards. Fell behind, got caught up, calls continue. India call center. Installed call blocking software on my cheap smartphone. Worth every penny. Available for all operating platforms, cheap. You not in my contact list? Kiss my rear end,  you'll never get through.

I received a call from someone stating they were from Capital One.  They gave a partial credit card number then when I told them I was not interested in any offers from Capital One, they told me that they would take me off their list only if I verified my last 4 of my social security number.

I told her no way lady, you instigated the call to me, not the other way around and I am not giving you any information about me.  Just stop calling me for special  offers.  She told me without the last 4 of my social, I could not opt out.  I told her Listsn, I am the type of person that will just call up capital one and cancel the card if I get harassed..  If it happens again, the card will be history, I don't owe anything on it anyway.
Heck, I just got my wireless router hacked and I am not giving anything out to anyone ever again.  The wireless is gone and I am back to cat5 cable from now on.  I was using WPA2 and apparently there is a new program out that can crack the encription in 20-30 minutes.

This cannot possibly be a legit number. I make regular payments on my capital one card, the last of which was $100 on a $200 balance. This payment, like all others, was on time. I've recieved calls from this number as well as 866-381-0453 which is another number that claims to be Capital One. Today they left a voice mail that was just a girl saying Hello over and over.

I find that if you just stop answering calls from these numbers they eventually will stop bothering you.

I called them back.  This is Capital One.  They said my account was in good standing, would I like to "opt in" to the overlimit ability for a fee of $29, something to do with the new legislation. Might not be a bad idea to make this choice, which ever you want.

We have been getting calls from this number for a few days now and do not have a capitol one card.  Even if we did, we have pretty much perfect credit.  I don't know why these yahoo's are calling!  But they call several times a day.  This should be concidered harrassment.

called several times, want to speak Kevin.....nerving
How can we stop them ?

I get at least 3 calls from this number every day, seven days a week.  I understand it is from the internal collections department at Capital One.  Funny thing is, I don't even have a Capital One credit card.  So why are they calling me?  How can I get them to STOP.

This is so strange but it's a really nasty situation and I'm going to find out if I can sue. I couldn't make my payments for Capital One. Then, I received the formal written notice of collection by NCO Financial. They said to remit payment to Capital One in full and gave a specified amount. After that, NCO called a few times but then Capital One started calling 4-5 times a day seven days a week. They even found another email address for me and sent me a 'your statement is ready' notice! So, I have two debt collectors after the same debt. That's as illegal as it gets. NCO can't sue me as you have to be sued in your home state and NCO doesn't have an office here but Capital One does. I think that the collection letter from NCO was just to bully me into paying but I kept the letter. I have a phone service that logs all my calls inbound and outbound with the number, day, and date. These scumbags are in big trouble. I'm going to see a Consumer Law Attorney next week. NCO Financial works with Capital One and is one of the worst collection companies around. Capital One does have NCO send phony letters of collection to intimidate people but this time it's going to backfire in their face.

Anyone who does not have a capital one card, like me - it's probably a wrong number. I called them back and, though I was oddly hung up on three times, I finally got through to a person. He assured me it was a mistake and that the calls would stop.

Unsolicited calls from this number must be stopped.

please stop calling my grandmother!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

They care calling me.

I have been receiving calls from this number for the past two days. They call twice a day and they don't leave a message. I tried calling the number back and it ends up being a number for CapitalOne. Its been reported that its a collection number for them but the only problem is, I don't have a CapitalOne credit card. Is it just a mess-up on their part or should I be worried about a more pressing issue like identity theft? idk idk

called my cell phone early is morning i'm a senior over 70 the only people who have my cell number is my family and it is in my son in law name,don't know how they got the number.will be retured to my lawyer today.have no idea how they got this number it is not in my name.

Since your son in law owns the phone it comes up as his number. If they asked for him then they were looking for him. He probably hasn't paid his bill and is avoiding the calls and so they are having to try and find him.

This number called me a few times. I called back and spoke to a cs rep. I asked if there was a problem with my card, they said nope, not at all. She then offered a 0% balance transfer. Thats all, I don't get it.

Weird how this goes all the way back to 2007. I'm getting the calls too, twice a day - it really is disturbing

A "Karen" called my cellphone number asking for "Latty Katz."  I did not give her my name.  She said she was from Capital One Financing.  I checked with Capital One customer service, and 1-800-955-6600 is NOT a Capital One number - most likely it is fraudulent.  

Don't give any information to them - but ask for information from the caller.  Give them a hard time.

Debt Collectors – Collection Agency's do NOT fall under Do NOT Call registry, as they are not telemarketers.  However, they do constantly violate other Federal Laws, because us American's don't know the laws to protect us.  They are counting on that.  

- Federal Law says you don't have an obligation to Collection Agencies or Debt Collectors; you can send them a written letter and they cannot contact you after that.   This includes Attorney's in state's other than your state of residence.  The only Attorney's that can sue you, have to be licensed in your resident state.

A word of caution:  Some Law Firms do have Firms in other states, and Lawyers licensed in other states, so you have to do a little research before sending a Cease & Desist (Do Not Call & Go Away letter) to make sure they aren't in your resident state or you're likely to get sued by these #%#&*@!#%&@$^*.  

Once a debt collector makes contact with you, they also have to contact you within 5 days after the first phone call, letter etc., and give you validation/proof or judgment of the debt.  You are not required to ask for it.   They never do this!!!!

This law is known as the Fair Debt Collector Practices Act.  You can get it at FTC.gov; as well as other Consumer Protection Laws.

Most collection agencies, purchase your delinquent debt for pennies on the dollar.  Guess what? It is no longer your debt!!!  You don't have any agreement/contract with the debt collector or collection agency.  Your only agreement/contract was with the original creditor.

Do NOT agree to any payment arrangements, or you'll be creating an agreement/contract, where upon initial contact by the Debt Collector, one didn't exist.  The collection agencies are counting on you not knowing this little bit of information.  

The best advice I can give you is, do NOT talk to these idiots - they will leave you in a frustrated heap on the floor.  They lie, and will tell you whatever they need, in order to get you to commit to paying them.

The lies are illegal, but they honestly don't care, they're probably on commission for how much they collect from you and others like you.  

If you do answer the phone, do NOT give out your employer, social security #, DL #, Credit Card and/or Bank information, or any personal information.  Tell them to send you a written statement & you'll respond. Then hang up.  When you get that statement, google, Fair Debt Collection Practices Act and you'll probably find a letter you can send them   Or:  send the letter I’ve enclosed that I use.  Sign and mail that letter Certified Mail, so you have a signature and confirmation of delivery!!!
RE
Account #  
Amount in Dispute: $  
Account #  

Dear  :

I am in receipt of your demand for payment.  However, this Notice is to confirm that I do not wish to be contacted again by you, and that you are hereby put on Notice to Cease Communication pursuant to 15 USC Section 1692c(c).  Failure to comply with said Notice shall result in a complaint filed and submitted to, the Federal Trade Commission, and possible legal remedies in an appropriate United States District Court.

In addition, PLEASE TAKE NOTICE THAT, I am not waiving my right to dispute the alleged debt asserted herein, but at this time I am under no obligation to respond.  

Sincerely,



Your Name
Address
City, state Zip



Certified Mail#:  


In the Law of Novation: if a debt is purchased by another, for that to be a legal owed obligation, a new contract / agreement has to be written and signed by all parties.  Google Law of Novation and read up!!!

No I am not an attorney, just a well knowledged, educated consumer.  I have spent the past 2 years studying various Federal Consumer Protection Laws.  

I wasn't just satisfied knowing I could send a letter to a Collection Agency/Debt Collector and they had to go away.  I read that in the Fair Debt Collector practices Act law;  I needed to know why, what law tells me the reason why I can.

Everything I have typed, I have learned basically on my own through reading, studying, printing out and binding the laws and underlining/highlighting them.  Not to mention the knowledge I have gained on my own fighting two lawsuits without an Attorney.

I was sued by a Collection Agency, and waiting for a Court date. The Collection Agency Attorney, sent us a letter willing to dismiss with prejudice our lawsuit, if I dismiss our Cross/Counter Claim for Fair Debt Collector Practices Act violations.  Oh, I forgot to mention, we do not have an Attorney representing us; and I have not had any legal experience, in the past whatsoever.

I have read / printed & bound, my State's Rules of Civil Procedure and Rules of Civil Procedure - Evidence.  I catch Attorneys on violations of State Rules of Civil Procedure all the time.  And our Judge's let them get away with it.

And for those of you who say pay up and quit being a deadbeat; it appears that you have never had your life turned upside down, because a good job, not high paying by any means, but a supposed secure job, got your hours cut by 3/4.  

And then a couple years later, as you are just recovering, you lose that job.  And when you are in your 50's, a new job is not so easy to come by.  And when that happens, then what?  

Or what about a major illness, guess you've never had that either - too bad.  Maybe if you did, you'd understand why and how people end up getting in financial straights. Not because they chose to, or decided they were going to find loopholes to get out of paying obligations etc.

What if the money isn't there to pay these debts to begin with?  We've been barely able to pay a mortgage, let alone credit cards etc. It's easy to tell someone else what to do.  I hope someday, something throws your secure little world off its axis, and you find yourself in the very situation as some of us here. Maybe then you'd learn it isn't such a cut/dry situation.

Oh, we've struggled.  And the job last hasn't exactly been replaced.  We're still behind in our Mortgage and trying to catch up, as with our other legal obligations.  I can't work because of various health conditions, or I would, including a part time job at least.  My husband started his own company with the tools of the trade, and now contracts for copier, computer, IT technical jobs as he has a computer science degree, and has years of experience in the others, especially the wide format copier / printers / computers.

People, please read the Fair Debt Collector Practices Act; if a Debt Collector violates any one harrassment or other law in there; Federal Laws says you can sue them for $1,000.00 per violation.  Do it, and then THEY can pay off YOUR obligations!!!  

Again I am not an Attorney - but have learned these by my own experiences.  There are Attorneys you could talk to, and I would, if any violations of the laws have occured in your circumstances.  I am posting this strictly to help others maybe have a piece of mind, if they are up all night worrying about financial problems, and sick to their stomach in worry as I have been, and still are in some ways. I am again just a well informed, knowledgable consumer, who has spent hours studying the laws, because I had no where else to turn for help.  If anything I have written, causes you questions, please seek the advice of an Attorney.

Certain situations such as Mortgages and Car Payment loans usually do not apply here; so you may need to seek the advice of a Lawyer for your individual situation.

If anyone should need help with Lawsuits regarding Collection Agencies/Debt Collectors and/or Credit Cards; I may be able to help you.  Please contact me at tlcpetmommy@gmail.com.

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