817-231-7416

A bogus company using fake names and different numbers.

They are terrorist trying to scam US citizens out of money so they can attack US. Don't believe their lies.

Payday loan companies have either sold or let them hack into their systems to steal your information. Don't believe a word they say. Hang up on them.

You will not go to jail or be sued, they are liers. They will steal your money and clean out your bank account, don't give them any information.

Change your bank account. Tell them to [***] and hang up if they call.

Report them each time they call to the FTC, FBI, US Secret Service. My state's attorney general is hot on their trail so report them also to your state's attorney general.

The name is fake, the company is fake, the names are fake.
All a scam.  Don't fall for it.  

Report these thieves. They are not a collection agency.

Pure and simple, its all a scam. Don't you dare fall for it.

A man calling himself Victor Smith with an Indian Accent called me and said, there was a lawsuit filed against me, I said, I don't care.  That ticked him off.  He became hostile and ended up telling me I would be arrested in 24 hours and the police would be coming for me and only God could help me now.

He swore at me and screamed at me calling me a [***] and other things I cannnot write. This Victor Smith claimed I owed Cash for Money or some institution $1000, which is a lie.  I never received $1000 from any other source but my paycheck. I asked Victor Smith how did I receive the money and he stated it was deposited in my bank account, he even had my bank account number, which was frightening.You had better believe I closed my account right away but not after getting and saving all my information for over 3 years. I can prove I had no such depost and the bank will back me up so I told him to sue me....This angered Victor Smith, he didn't want to hear the truth so he started telling me how I would be thrashed and raped in jail.

What type of collection agent would risk saying all that and being recorded.  Victor Smith aka Kevin Johnson aka Steven Smith aka John Conner is crazy, mentally and verbally abusive and not even a man, he is a lier and a pig.

He still calls about every 4 days with the same old crap, same voice, same stupid idiot, just uses a different American name and calls from a different number.  

I talked with a friend of mind that does investigative work and he lead me to these complaints.  He also said this scam was on ABC news and these guys are hard to track down. He told me to NEVER send them money and let them know that you know they are scammers.  He also told me that this scam is become almost as popular as the Nigerian scams.  This has to stop, I've reported these calls to the FTC and my states attorney general.  These guys are not collection agencies and are not in the US. They have stolen your information and trying to scam you. The next time they call my boyfriend will be giving them back what they get.

Some rude vulgar maniac with an accent called me saying I owed vertigocash or some company $300 he had the name wrong wrong telephone numberwrong, and I told him he was mistaken, since then he calls me 10 times a week for the last 2 months.I'm thinking of changing my number, at first he said he was looking for Jean Little, then over the past few months the names have changed. I told him to go away and he said it would take $300. How do I make him go away without paying him money. I don't owe him or anyone else $300. I'm only 19 years old and in college. I  don't have any credit cards or credit at all. Help, someone help me so I can return to my studying without worry about a stalker. please help.

i recieved many calls from these people stating their names "steven johnson" a "lisa johnson" from a julian saunders" also from "ben johnson" and from kevin johnson" unfortunately i do owe 2 cash advances that i fell behind in payments "one click cash" and "united cash loans" but i already made arrangements to pay them back i have all their company info that the representative gave to me and they even send me a reciept and everything they were not rude to me at all because they understand with the economic downfall and with me not working and just going to school full time they udnerstand. steven johnson on the other hand and all these people who are callling claiming that i owe them they doo not want to give me the name of the cash adance i owe they said i should have it and they made the same threats to sue me and i will get thrown in jail and all that stuff really rude indian accent same person different name each time. they hang up on me when i ask them for their address and everything. i already paid $150 dollars to them already well my mom did since im not working n im in school my moms helping me but when they tried pulling out the following month my moms bank declined and they started calling again making threats right away instead of talking to me very unprofessional i knwo its a scam now!!!!!! be careful people!!!!

I got a call from these guys stating they are from ACS and said to call him back to prevent this issue from getting worse. I got a call from a similiar a man with similiar accent saying they were attorneys and they will have me arrested by 11am the next day if I dont pay off a loan (i never got). The key is to remain calm and ask them for a debt validation. Here's a good link to use for this to obtain a letter you can send to these nuckleheads.

http://www.oskie.com/free-letter/debt-validat ... pany-agency.htm

The last time I spoke with this so called attorney I asked them to fax me a letter confirming who they are, verify the original creditor and balance owed and also send a copy of the original contract from the creditor and say you will have your attorney review the information. I never got a fax or a call back. They try to scare you with false claims and hope you will be scared enough to provide your personal info. If they read off your social,home address or bank account info then I would check your credit report asap and if anything is out of the ordinary then either go to www.experian.com/fraud or call 888-397-3742 (experian) and select the option for fraud assistance. I would also contact your bank if they have your account info and maybe close and open a new account.

I am a criminal justice major and know my rights. If you have defaulted on a loan this is a civil not criminal case and you will not be arrested. Dont let these guys scare you. If you decide to talk to them, you stay in control and calm and ask them for verification. Most likely they will stop the calls.

An Indian guy with an American name Victor Smith called me 4 times today and left 2 voicemails saying a lawsuit was being filed against me and I needed to return his call. He can kiss my azz. Glad I googled the number and read this post. What a great way to share information. Thanks for this site.

I got a phone call this morning saying that I owed a payday loan that I never paid. I did research payday loans, but never accepted one. So I pressed for information, when the money was deposited, what account number, etc. They told me they didn't have details and that I had to make a decision to pay or get sued. (They threatened to put a suit against my social security number and send police out to my residence and work) And that I had to give them an answer right then. I said that my answer was that I wanted more information and they hung up on me. So I did some research on the name of the company and the phone number the gave me as a call-back and found all kinds of fraud alerts.

My Attorney General's office said ignore them.

I talked to Indian men or man with a thick accent going by the names of:

Erik Johnson
Shane Watson

The call back number was:

347-753-8161

This guy using the name Victor Smith called  me at my place of employment and told me I needed to pay for a loan I got in August for $400 and now I must pay him $700 to keep from being sued.  I told him no, and I didn't have a loan and asked him for the company name, he wouldn't tell me, then he said he was going to file a lawsuit against my social security number. Well that's a DUH, how the heck do you file against a ss#. I'm no scholar but no dum enough to fall for this scam

NBC 4 called the number left avoicemail. The man who answered would not take any questions and hung up the phone.

If they call you file a report against the company, called National Affidavit Processing Services, with your  Cities police department and called the Federal Trade Commission, along with three credit bureaus to protect herself.

The Attorney General’s Office says to never give out personal information over the phone.

You can also file a complaint with the Better Business Bureau in your area if you think you are being scammed.

VICTOR SMITH IS A TERRORIST.

I have received numerous telephone calls from Alex Jones at Affidavit Consolidation Services saying that I owed them money on a defaulted pay day loan and that if I didn't pay them immediately they were going to have me and my brother and sister arrested.  To top that this evening they called my 86 year old mother and told her that if I did not take care of this problem immediately that they were going to go to my place of business tomorrow morning and have me arrested which would result in my losing my job.  I called the number they left with my mother back and told them my attorney will be calling them tomorrow.  I do plan on having my attorney contact them.  I can deal with the harrassing calls, but now my elderly mother thinks I am going to jail.  Someone needs to put a stop to this.

Must be a new tactic..same people from Federal Law Investigation ..NOW THEY ARE CALLING THEMSELVES Affidavit Consolidation Services.  If anyone received an affidavit would KNOW>>>THEY DO NOT CALL.  Have it NAILED TO YOUR DOOR.  THIS IS A SCAM!  Heavy East Indian Accent, calls himself Michael Stevens claims information been downloaded against your social security.  I told them to prove it...mail me documents...OH NO WE CANT DO THAT...that INFORMED RIGHT AWAY that this is a SCAM  Number I received 813.319.2662 at work and home go figure!

such department does not exist... all affidavit are court ordered and signed by a judge and must to presented through a lawyer reperesenting a company  of some sort.

Guy with thick accent named Mike Henry couldn't even pronouce my name correctly.
Same scenarios as others. Threats regarding telling my work, family etc. Knew all my information said I was being sued by payday loan company (Advance Cash USA) unless I paid $558.00. Put on his manager Eric Johnson.  After them telling me I could "avoid" legal action by paying the money I said I will call the payday loan company my self as I have never had a loan from them, then hung up. They called back immediatly twice in a row and left threatening messages again. I am going to call Advance Cash re: this issue, along with my state local Attorny General and newspaper.

I RECIEVED A Call on sunday and they told me the same things and there ia a legal claim against my social security number. but the number i have is 347-342-0942. I googled it and found nothing but i also googled the company and found these reports. Thanks guys..I just hope they don't have all my real information i.e. bank account and social security and whatever.

These MF'ers called me today left me a message on my work phone, "John Miller" from 646-810-8666. I called back they said they were in Florida, but that # is from NY, 10010. The phone company that # was issued from is XO NEW YORK, INC. 40.74,-73.99 – Latitude & Longitude, is where that # is supposidly installed which is at the address of 2-12 e 21st in NY, I wish I lived in NY. This pisses me off. NYCMNY83DSR – Switch for which the number comes out of. If anyone has any connections in NY stop by.

Here is the EXACT message that was left on my voicemail! I wrote it down EXACTLY as it was left.
Hi Chris, this is John Martin from ACF, that’s Affidavit Consolidation Services, and we are an affidavit processors,  and the reason of my call is just to make you aware of a very serious and legal matter, which has came across your name as well as on your  social security number which ends with last four digits **** I repeat **** are the last four digits of the social security number. Chris there’s a finance company pressing some charges and three serious allegation on your identity,  but as of now on this voicemail I cannot disclose anything regarding your case file, so as soon as you receive my message give me a call back so that I can let you know what’s the matter is all about and why this company is pressing charges on your name. My call back number is 646-810-8666, I repeat 646-810-8666. Chris this matter very serious and legal so take a wise decision and give me a call back, call me back today so that you can be on the safer side. TANK (not thank you) TANK you and have a great day.”

Ok, so I get this voicemail message from a guy who is speaking in a thick, broken Indian Accent (Obviously disguising his voice). He claims to be Ronnie Cooper from Affidavit Consolidation Services. A complete transcript of his message follows:

- Note- the # symbol is in place of my name
"This message is for #### ####. this is Ronnie Cooper from ACS. #### The reason of my call to make you aware of a very serious matter. This is to notify you that a serious issue pressed against your name. Very serious allegation on your social security number. While ####, I can't discuss much about this voicemail, please make sure you return this call on my direct desk number. My direct desk number is 347-342-0492. I repeat 347-342-0492. So ####, get back to me on my direct desk number. My message where I told you but uh ##### should you fail to do so, I will contact your employ place and I will inform them that you are ???? with the finance company, so beware and get back to us on my direct desk number Goodbye and have a blessed day."
So I call the number and someone with a fake sounding English accent answers. I ask for Ronnie Cooper and another voice "appears" this time a broken Indian accent and verifies my telephone number. He proceeds to tell me that the following day (which would have been a Saturday) ACS was going to file a lawsuit against me on behalf of their client, an online Payday loan company called Cash Advance USA, for failing to pay on a $350 payday loan that I was supposed to have gotten online back in January. He says that with all the interest charges and late fees, his firm would be seeking over $2000. He reads off a few bits of personal information, my address, date of birth, and phone number and tells me that this is going to go on my credit and will be very difficult to clean up. He offers to settle out of court if I will agree too pay him over the phone.

I tell this person that I never got a payday loan and I would not be paying for a payday loan that I never received. That was when I asked for information about the loan company. He tells me that he is representing Cash Advance USA, an online payday loan company. He gives 516-833-3191 as the number for that company so after telling the guy that I guess we'll have to deal with this in court, he hung up on me.


Then I called Cash Advance USA. The person who answered the phone (no pbx system) once again in a broken, barely recognizable fake Indian accent answers, "Can I help you"? I say, "I'm sorry, is this ACS?" he says "no, this is the finance company", I say "Oh, you mean Cash Advance USA?", "uh yeah, Cash Advance". I give him my first and last name only, and he puts me on hold so he can look up my account. "Uh yes, it seems you have an open account of $350." he says. I tell him that I never opened an account and if any such account has been opened in my name, then my identity has been stolen. He says, "Well, what would you like to do?" I said that I want to follow whatever procedure his company had in place for disputed account resolution and to attempt to find out who did this and make sure that they are punished so they will think twice before they try it with anyone else." He says, "Ok, well you do what you need to do, and we'll do what we need to do" and hung up on me. When I called the "finance company" back, there was no answer. hum..... imagine that!


So, today is the day after. I check my bank account online and low and behold, over $300 worth of check card transactions have been made in Tuscon AZ. I've never been to Tuscon AZ! Now I know that they have my debit card number too, so I called the bank and canceled my card.


After contemplating this situation, I think I know what is going on here. This ring of con-artists operate an online store front that appears to be legitimate and offer great deals on popular items. The unsuspecting victim purchases an item from there web shop and provides the necessary billing information (Name, address, telephone, credit card number, exp date and security code. This information is all they need to spend your money. They can use magnetic strip coders, like the ones hotels use, to imprint the credit card number on any magnetic card. Then they can use your credit/debit card anywhere.


Apparently, they also attempt to use this information to scare their victims into sending them additional money as well. When they call you making threats of lawsuits and credit reports could definitely scare naive or unsaavy victims into sending them money just to prevent the hassle they are threatening. From my inquiries online, I have also discovered that they sometimes attempt to phish for additional information on the phone, like attempting to get someone to "verify" their account by giving their social security.


My final word about ACS is this:
1.This is a scam. You don't have to worry about them suing you or reporting you to the credit agencies.

2.If you have been called by them, then your personal information has already been compromised. They acquired information about you that they can use to attack you by accessing your accounts or, even worse, they could open up new accounts in your name. You may not even notice your identity has been stolen until you are turned down for credit or until REAL debt collectors start hunting you down.

3.Be Warned the calls may be the least of your worries.

My advice:
1.keep a close eye on your credit and debit accounts, especially the ones you use to buy online. If you see any items you don't recognize, call the bank or lender immediately and report this identity theft

2.go to www.transunion.com or any of the other credit agencies' sites and order a credit report. Everyone is entitled to one free report per year. Better yet, for about $25 a month, you can monitor your credit 24/7 at www.TransUnion.com this will let you update your report daily to detect if someone is attempting to open new accounts in your name.

3.Take this as a lesson to only shop online at reputable vendors that you know are legit. Don't be the sucker for the amazing online deal. If it sounds too good to be true, it is!

Another call from an indian accent person by the name of Kim Smith.  Asking to verify my social security #'s and that legal issue are being taken.  And to give her a call back.

Received a call from (813) 319-2653, from ACS  said I owe money, and better call them back, the caller had a foreign accent, and I could barely understand him. I called the number back and asked for the name of the company Affividavit Consolidation Services, located in Tampa, FL  the person asked why I was calling and I Immediately hung up.

I had 7 calls in a row from a 0000000000 number the same India guy started tiring to tell me I had a pay day loan with Cash USA from 2009 (but the employment into he gave me was a company I haven't worked at scenic Nov 2008.)  I knew it was a scam but it worries me how much of my info he had right, he knew what bank I used but had the account number and my SS# wrong (so I guess that is the important stuff and I wasn't about to correct him) I am just wondering where he got what he had from!  Has anyone else gotten these phone calls after signing up for a paid employment web service?  Everything down to the references sound straight off my resume but the bank thing is still confusing me.