905-474-3535

Passing them self off as law office

I just got a call from these guys. At first was a bit worried about owing money and being taken to court over it (although I have heard companies won't bring you to court unless you owe over $2000, and the payday loan I owe for is only about $400) after telling the guy who called I didn't have the money to pay right now (like a lot of people have had trouble finding work after being laid off from my last job) I hung up and did some research to see how legit this Paul Kupferstein and Associates "Law Firm" is...

It's a collection agency, plain and simple. And from what I rememberd hearing about these agencies, they are NOT allowed to threaten you with fraud charges for unpaid debts.

Here is a link about what is allowed, or more importantly NOT allowed by these companies

http://callmefoxxy.hubpages.com/hub/Collection-Agency-Debt-Collection-Know-Your-Rights-To-Stop-The-Harassment

mr david just called my cell new my name and number and said from a law firm etc and its 2014 is this legit??

i FOUND THIS COMMENT ON ANOTHER BLOG

Paul Kupferstein, Collection Lawyer
Postby HonestAbe » Wed Jan 22, 2014 07:03:46 PM

Here's what one unhappy ex-employee had to say on the blogs about working for Paul Kupferstein's office. He claims their employees spam this site because they don't like reading critical posts like mine about them. Oh well, nowhere near as much spam as you Steve.


"I used to work for Paul K's collections office. I could not get into the deception and scare tactics they use so quit after a week. The guys that work there. David, Sargent, Klassen, Hazel actually make a contest to see how many suckers they can scare ito paying and they get bonuses each week paid to the top performer. It is quite sick, they actually high five each other every time a payment posts in the Royal bank from one of their victims. They get 20% commissions on what whatever they con people out of. The rest goes to the agency. They make good money because they buy default loans really cheap, some of them may have already been settled but they don't care, they increase the original amount owed and out of every 10 calls they get some sucker that actually pays the full amount. I quit as soon as I realized they are no different than the con artists that try to drain some old widow's bank account.

By the way, they come on this site frequently...any comment you see that supports them or say they lost out because they read this site are actually one of them like question?? above is Mr David, David is actually his first name, his written English is terrible which is how I know it is him. David and the others go here frequently and even tried for a while to spam the site so that peoples messages would get hidden in the spam. I go on here also to report their spams and to let people know to never return calls to these guys, hang up on them immediately, tell all your references about them and to hang up on them also. If they keep on harassing you or calling you, report them to the RCMP, document their calls, record them if you can if it persists. The RCMP are coming close to closing them down due to their illegal collection methods. As for your debt if legitimate, just go to the original creditor and make arrangements with them."
HonestAbe
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Joined: Tue Oct 01, 2013 04:41:18 PM
Province: BC

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Just got a call from Richard hazel saying i owe 1333.05 saying if i dont pay it it goes to court tomorrow what should i believe

I have been getting calls from that number so today I called back I have till noon to have 1/2of whats owed to avoid being sued im on Disability im freaking out what do I do

Its thrugh the cash store and insta loan im also receiving calls from them it bs

I'm reading all these posts and no one is giving correct advise. I have been in the Collection Industry for over 25 years and can tell you some of the help offered is WRONG.

If a Collection Agency is harassing you file a complaint. Each Province has a Ministry to governs Collection Agencies. You have the right to request an agency stop calling you. Send them a letter and copy the Ministry. Calls WILL stop.

One post suggested collectors take 20% and the agency takes the rest, that is not correct. The agency takes a commission on what they collect, usually around 20%. Collectors are paid a base salary and can earn additional commission based on performance.

If you owe the money, make arrangements to pay it based on your ability. If you feel you do not owe the money, tell the agency as much and invite legal action. If you truly do not owe the money you will either not be sued or you will be sued and you will win in court.

this second day got a call from them, next time I will pick the phone and I will  spend a time with them until they will find out I have a fun

They may be legit firms but the reason they are being called scammers is because they use lie tactics to collect no company is gonna go through the hassle of suing for so little money come one give your head a shake