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PT end of the day people want their money back and let's hope Downs can make it so as you suggest

This is interesting
http://www.telegraph.co.uk/finance/personalfi ... r-millions.html
"According to the FCA, around 75pc of unregulated investments result in losses for private investors. But the people selling them are well trained to ensure they sound very attractive. Typically they make promises of “guaranteed yields” or high income payments, something many retired people desperately need." Does this ring any bells?

It has been mentioned on here, many pages ago, that the admin was handled by a pensions expert. According to his profile on the internet he is BA (Econ), ACII, APMI, APFS, AIFP.
Associate Chartered Insurance Institute, Associate Pensions Management Institute, Associate Personal Finance Society and Associate Institute of Financial Planning.

I don't know who you are getting at.  Admin handled by Liverpool passed to Manchester when clients file ready to go to the pension company ...remembering that whether it's JPS..JF ..BA or SC,no advice was given so the files say

Try and Google the titles- the name that I expected came up.

Guess you mean SW ..and ?

Just him.

And ? No advice given. ..individuals choice, unfortunately. ..paper exercise for PPT, nothing more I suspect

It is a shame, I would have thought professional ethics would have meant that he would not go near this.

Joe ..a thought after the ruling..
No come back on either provider as it's a registered pension scheme....surely then HMRC can't go 55% on the lot then...!?!!

Master of the understatement there. It is a disgrace and instead of processing the pensions he should have blown the whistle on the scam immediately he became aware of it. I am sure there are some rules about this with the various professional bodies he claims to be attached to.

Yes my exact wording to Brian

That's assumes that he knew about the ins and outs of the scheme which may not be the case remember

I very much doubt that he knew nothing, this guy writes tax manuals and teaches pensions and sets the exams.

he knew everything, he was the brains behind it all and taught all the scammers how to do it in the first place - the fact that they werent as good as him and messed it all up like a bunch of clumsy amateurs and then hired Downs maybe his downfall, he is certainly cursing them all now and will hang Manchester out to dry

Not how I see it at all

You wouldn't

take yer blinkers off mate, thats what they want you to think - dont get to close or theyll bring you down too, keep powder dry and dont get suckered in,  ask yourself why Downs was chosen(and be honest with yourself),this is going to get very nasty imho

Not much of a brain if all he got was £250.00 per application , the pupils as you call them got 30% simple maths mean £20,000.00 of Joes pension. Think your barking up the wrong tree...

No blinkers...powders dry...not suckered in..just how I see it based on an informed view...
If I'm wrong, so what...but that'll mean that several authorities will have more egg on their face than me ...if I have to change tact to get to the bottom of this I will...as Axel says...we will see

ur right - a mere 75k but no such thing as a free lunch there will have been a split of the 30% and he will have had his nose in the troff there to be sure to be sure