636-947-2321

Just keep calling and breathing on the phone

Very rude to my wife who takes care of all business matters and would not speak to her.

(800) 521-3236

3451 Harry S Truman Blvd, Saint Charles, MO 63301-4047
- See more at: http://www.bbb.org/stlouis/business-reviews/c ... h.d18oxqi4.dpuf

The BBB has received numerous complaints against this collection agency - See more at: http://www.bbb.org/stlouis/business-reviews/c ... h.9AQ4hG3W.dpuf

They call and call without leaving a message. So I finnally was at a moment in my day where I could pick up the phone. They put me on hold. When they got back on I told them I could only speak with them for ten minutes because they had me on hold for so long. I was then told that I was going to be sued and garnish my wages.

As you can see by their name "COLLECTOR"  They work for them.  So ignore this comment.

Thank you for your post! These thugs are frightening many innocent people out there and your post is a heartening change from all of the confusion!
My identity was stolen but of course THIS guy or his employees wouldn't care, so I don't answer when they call, which they DO on a daily basis.
I hope you do not mind my using your post on my OWN post- just to reassure people that these people ARE NOT all powerful and that there IS hope.....

My identity was stolen and obviously MANY credit cards I am unaware of are doubtlessly floating around, UNPAID.
I'm certain this Michael Spector of Client Services Inc. has purchased the Amazon account I never applied for and didn't know I owed over $2000 in payments and interest to back in 2014, THAT showed up on one of my credit reports, the others are proving more elusive....
However, I came across a post by 'T', who posted on this site some time ago.
In fact, I attempted to reply to mr. T's post, but accidentally replied to the post below his...
SO, I am pasting 'T's' post BELOW, and hoping s/he does not mind my plagiarism:

"As stated above, this is a collection agency. You do not have to deal with these people. The company buys debt from other companies and then uses scare tactics to try to get you to pay. Most of what they tell you over the phone is illegal, as far as my dealings with them. Check this site - http://www.pueblo.gsa.gov/cic_text/money/fair-debt/fair-dbt.htm and use it to your advantage. Here is a small excerpt of what they are not allowed to do..."

What types of debt collection practices are prohibited?
Harassment.
Debt collectors may not harass, oppress, or abuse anyone or any third parties they contact. For example, debt collectors may not:

  * use threats of violence or harm;
  * publish a list of consumers who refuse to pay their debts (except to a credit bureau);
  * use obscene or profane language; or
  * repeatedly use the telephone to annoy someone;

False statements.
Debt collectors may not use any false statements when collecting a debt. For example, debt collectors may not:

  * falsely imply that they are attorneys or government representatives;
  * falsely imply that you have committed a crime;
  * falsely represent that they operate or work for a credit bureau;
  * misrepresent the amount of your debt;
  * indicate that papers being sent to you are legal forms when they are not; or
  * indicate that papers being sent to you are not legal forms when they are.

Debt collectors also may not state that:

  * you will be arrested if you do not pay your debt;
  * they will seize, garnish, attach, or sell your property or wages, unless the collection agency or creditor intends to do so, and it is legal to do so; or
  * actions, such as a lawsuit, will be taken against you, which legally may not be taken, or which they do not intend to take.

Debt collectors may not:

  * give false credit information about you to anyone, including a credit bureau;
  * send you anything that looks like an official document from a court or government agency when it is not; or
  * use a false name.

Unfair practices.
Debt collectors may not engage in unfair practices when they try to collect a debt. For example, collectors may not:

  * collect any amount greater than your debt, unless your state law permits such a charge;
  * deposit a post-dated check prematurely;
  * use deception to make you accept collect calls or pay for telegrams;
  * take or threaten to take your property unless this can be done legally; or
  * contact you by postcard.

This guy was insisting to speak with me at work.   At work, I cannot speak with anyone outside of work since I am so busy.

Am called by this number frequently have not answered it because I don't get a message left. I Am Disabled senior citizen and don't owe anything to anybody.

They are calling saying that our electricity is goinp up, if we don't respond.

They call several times a week and does not leave a message.

I've gotten calls from them in the morning hours on weekdays, about four times now.  Didn't recognize the number so the first time I let it go to voicemail, but no message was left.  I looked up the number and most of what I'm seeing is it's a debt collection agency that seems legit, but has poor practices.  I have no debt - only one credit card that stays paid off, and I have never taken out a loan or anything similar.

My best guess is they are calling for someone else and were given the wrong number, or are scamming.  It would be nice to know for sure, but I am hesitant to answer because I don't want them to ramp it up and start calling me multiple times every day.  I'll continue letting the calls go to voicemail and if they persist I will contact my credit card company to make absolutely sure they haven't had any problems or made any mistakes with my account.  If that's still in the clear, I plan to file a complaint against the number on the BBB website.

It is Capital One Debt Collector calling from this number.

Not sure why they call if they are not going to leave a message.   I will not call them back unless they leave me a message so I know what I am getting into.

This number, 636-947-2321, keeps calling my cell phone number.  I haven't answered it because I don't know the number, and there is no reason for a debt collector to call me.  A woman named Susie used to have my cell phone number, and she was a college student somewhere in Missouri,  Perhaps they're looking for her student loan debt.

I don't  own anything to this work injury attorney they keep calling my phone. 636947

keep calling asking for information on my daughter; all the internet postings show this to be a scam at the very least not 100% legit with all the BBB  flags!

Did you ever hear back from them? I don't have any debts in collection either, so I was very suspicious. I declined to be recorded and he hung up.

I just received a call from this number.  I don't answer calls from numbers I don't recognize.  From reading some of the comments, I see this is a collection agency.  I only deal with the original creditors.

i dont need to be harrassed by any debt collecters. i dont have any money now and when i do get some extra then maybe i will take care of the debt