803-326-5032

I got call from relative stating that someone called asking for me. We are both unsure as to how they would have gotten the number. Needless to say I called and questioned a Martha for her purpose in calling. She kept trying to get me to give her my info and I did not. But I did get her to tell me that she is with Williams and Forge and they work with schools and universities. So to sum it up they are a debt collection agency for universities and colleges. Deal with your school directly please do not deal with third parties.

Williams and Fudge
300 Chatham Ave, Rock Hill, SC 29730
1.800.849.9791

Gary L. Williams, CEO
E-Mail: gwilliams@wfcorp.com
Gary has been involved and innovative in student loan management since 1978. Since founding Williams & Fudge in 1986,
Robert J. Perrin, President
E-Mail: bperrin@wfcorp.com
David C. Williams, Executive Vice President
E-Mail: dwilliams@wfcorp.com
Christopher P. Ruh, Executive Vice President of Sales
E-Mail: cruh@wfcorp.com
Clay Goodyear, Vice President of Collections
E-Mail: cgoodyear@wfcorp.com
Robert Duenkel, Director of Employee Development & Dialer Systems
E-Mail: bduenkel@wfcorp.com
Bob has been involved in all aspects of the collection industry, from account representative to collections and training manager of a major national agency. He has a wealth of knowledge with over 24 years of collection experience and is a valuable resource for the collection teams.
Chad Echols, Outside General Counsel
E-Mail: chad.echols@theecholsfirm.com
Chad joined Williams & Fudge in August of 2003 as the company’s Corporate Counsel. He currently serves as Outside General Counsel managing the company’s legal compliance issues, employment law issues, contracts, and litigation defense. He is the owner of The Echols Firm, LLC located in Rock Hill. Chad is an active member of the South Carolina Bar Association, the York County Bar Association, and the ACA International Member Attorney Program (MAP). Chad serves as the South Carolina State Chair for MAP. In addition to practicing law Chad is an Elder at Oakland Avenue Presbyterian Church, on the board of the York County Clemson Club, serves as a business leader advisor to the Winthrop University Development Office, serves on the board of directors for the York County Department of Disabilities and Special Needs, and enjoys time with his wife and two children.

Williams and Fudge
300 Chatham Ave, Rock Hill, SC 29730
1.800.849.9791

Gary L. Williams, CEO
E-Mail: gwilliams@wfcorp.com
Gary has been involved and innovative in student loan management since 1978. Since founding Williams & Fudge in 1986,
Robert J. Perrin, President
E-Mail: bperrin@wfcorp.com
David C. Williams, Executive Vice President
E-Mail: dwilliams@wfcorp.com
Christopher P. Ruh, Executive Vice President of Sales
E-Mail: cruh@wfcorp.com
Clay Goodyear, Vice President of Collections
E-Mail: cgoodyear@wfcorp.com
Robert Duenkel, Director of Employee Development & Dialer Systems
E-Mail: bduenkel@wfcorp.com
Bob has been involved in all aspects of the collection industry, from account representative to collections and training manager of a major national agency. He has a wealth of knowledge with over 24 years of collection experience and is a valuable resource for the collection teams.
Chad Echols, Outside General Counsel
E-Mail: chad.echols@theecholsfirm.com
Chad joined Williams & Fudge in August of 2003 as the company’s Corporate Counsel. He currently serves as Outside General Counsel managing the company’s legal compliance issues, employment law issues, contracts, and litigation defense. He is the owner of The Echols Firm, LLC located in Rock Hill. Chad is an active member of the South Carolina Bar Association, the York County Bar Association, and the ACA International Member Attorney Program (MAP). Chad serves as the South Carolina State Chair for MAP. In addition to practicing law Chad is an Elder at Oakland Avenue Presbyterian Church, on the board of the York County Clemson Club, serves as a business leader advisor to the Winthrop University Development Office, serves on the board of directors for the York County Department of Disabilities and Special Needs, and enjoys time with his wife and two children.

Just rec'd a call from this #; called ID said Rock Hill SC.  Since we know no one from this area, we did not answer.  We are retired & certainly do not have any student loans!!!

This number will call once a week, no person. If it gies to voice mail, no message.

This is a law firm that collects debts for for-profit universities. They use unethical, and possibly illegal tactics to intimidate people who have already been duped into attending for-profit universities. They use many different numbers to harass you.

I too have received at least a hundred phone calls from Williams & Fudge.  While it's true that I have a considerable amount of student loan debt, my loans were taken out via the federal government and are current. They were collecting on behalf of the school who I never borrowed a dime from.  The huge amount Fudge claims that I owe the school also showed on my credit report.  I disputed the amount shown on my credit report and it was removed because Fudge couldn't validate the debt.  They still call once every 2-3 weeks.  I probably have some legal recourse but I just let my call blocker handle it.  Most recently their calls have been from a different 803 number out of Rock Hill, SC.  

If your credit report shows anything on behalf of Fudge, it wouldn't hurt to dispute it through the credit agency and see what happens. It won't cost you anything.

Also, if they are continually harassing you by phone make sure to report them to DoNotCall[dot]gov.  It takes two minutes to report.  You might have to register your number if you haven't already.  Bear in mind that even when they finally stop calling from one number, they'll start calling from another.  It can be hard to shake them but be persistent.  Also, as others have suggested, if they are calling your cell phone you can use a call blocker.  There are lots of free apps.  The one I use (Mr. Number) allows me to block the entire 803 exchange.

The same thing happens to me....no message, no reply when I do answer.

Yes... a collection agency wanting to identify myself... no way I hung up. It is regarding a school loan that had been paid off for over ten years now. Do not give them your address!!!

I too am a collections agent and IM going to call it how it really is...
are you collectors going to try to make these folks believe that it is ok to call their neighbors, however we are forbidden to leave a voicemail....[***] folks not true. In I contact my debtor and get vm...I say my first name, for whom I am leaving the message, hours to reach me, request they call me asap, and at what number they can reach me. So if you can't give me that same respect when you called again, I will be blocking all numbers associated with your business. That said, I have received your 3 duplicate letters this week....stop killing trees to send the same letter over and over please.

Oops...hit send to soon! I wanted to conclude by saying that I will be paying the college I owe so don't bother wasting much effort to get cash out of me...furthermore I am protected by the patriot act, so I am really a time blower. I do advise that you not contact my family or neighbors, you have all of my information and I have the right to make my request. I also request that you not call more than two times, two days a week as this is law, and if you do not plan to leave a lawful message, please do not call at all. Use the skip-tracing techniques you should know and don't bother busy folks who have enough to deal with in their own lives in order to fish for your debtors. let's face the facts a collections position isn't paying us $100k a year and if your life was opened up for us to view...I betcha you have at least one of us aggravating collectors calling you too now don't you!
Finally, people, you DO have rights and laws to protect you.....read up on them and put the bullies in place if you are being harassed or violated. Knowledge is indeed power.

Says Rockhill, SC right on the caller ID.. I don't see why they keep calling me  when ever I answer I only hear beeping noise and no one answers.

} What is your actual right??

I have a right to honest answers. I have a right to fair treatment. You did read the FDCPA, right? Or did you gloss over those pesky federal laws in six minutes on orientation day? By all accounts I won’t get the treatment the law says I deserve from W&F.

} We MUST verify ... if you DO NOT comply, we can not tell you why we are calling

Yes, yes, third party disclosure, privacy rights. I’m not required ... oops, better use all caps for your comprehension .... I’m *NOT REQUIRED* to comply with your inquisition. You want me to pay something, you can send me my G-letter. You want someone else to pay, go piss up a rope. Either way I’ll let my Certified Mail do all my talking, telling you to either prove up or shut up as appropriate.

} Everyone in this thread since 2009 is incorrect in your statements.

WHAAAT? That sentence makes less sense than your months of softsoap shilling. All I did was toss out a few words last summer prompting people to defend their rights, and you blew a cork on topics I never touched.

} If you don't do this for a living then you wouldn't know.

Who really wants your damned job? I don’t need the persecution complex all you fraudulent debt collectors carry around.

} trust me, we didn't buy any debt.

Yes dear, I understand the distinction between hired collectors and debt buyers. Again, last summer I never discussed that. Your legal obligations to consumers don’t change either way.

} Honestly, we are trying to help you.

Paying a stranger on the phone to allegedly settle an unverified debt helps no one but the collector to score a commission and his boss to finance a new SUV.

} Answer your phones

Stow it. I don't take orders from you. I will answer every call on every phone when mystery callers start subsidizing my phone bill. As it is, when I do respond to typical debt collectors, I’m rewarded with excessive call abandonment, self-contradictory “Foti” messages telling me not to listen, incomprehensible speech, lies and cheap hustle tactics, veiled threats read from a talkoff script, and lack of compliance when I order them to stop calling.

} "but at least try and discuss it with us" .... "At least you answered the phone" ... "at least stay on the ohone [sic] so we can ask a question" ... "All you have to do is call us back" ... "you should answer your phone" ... "at least talk to us"

Seven months you played that same whiny record in this thread. If only we would "verify info", if only we would let you "get the message to the person", you plead, you promise the pain will be over soon. This too, I have heard before. Your kind keeps calling whether I answer or not. You lot will assume I'm hiding something you want no matter how I respond or not respond by phone. This is precisely why I reply in print, so that at least *one of us* will treat the matter like a grownup.

Let's get something straight. I don't work for you. I am not your bike messenger. I owe you no answers. I owe you no money unless you want to quit your passive-aggressive games and send me real proof on real papers with my name on them.

} if you don't like the result of the call, hang up

But you kept scolding us *not to* hang up! Here's what you wrote only eleven weeks prior: "we assume you are hiding and indeed the person we are trying to reach." Damned if I respond, damned if don't? Can't you keep your own policy straight? Don't you worry, if I "don't like the result" of our encounters, you can read all about my displeasure in my summons and complaint.

} (remember your ID # at the school is your SSN) .... we definitley [sic] want to help you and the school you went to!

You assume that everyone protesting your company's bad behavior must have an account in your clutches. I don't need a dog in the race to see when the game is being rigged by known consumer law violators.

Your replies to the comments prove how unprofessional you are. I work in customer service and have  to call people all day and settle payment information as well but I would never speak to customers or post on public forums saying "if you folks paid your bills, we wouldn't be calling."

You're very unprofessional and I bet you won't be around for long. Good luck with all that.

Kyle Reinhardt is rude and threatening at
300 Chatham Ave
Rock Hill, SC 29730

Williams and Fudge

156 Cases with BBB in the last 12 monts

You cannot even spell correctly. I suggest you leave people alone and let them deal with the original lenders. Stop harassing them, their families, neighbors, etc.

I suggest you pay your bill... and we are NOT customer service... It is NOT our job to serve you! It is our job to the retain the money you owe your school... that YOU signed up for.

SCAM!!

Here's the info on the CEO and the staff! Blast them with emails. Google their names and call them at home.

https://www.wfcorp.com/management-team.aspx

The company in Williams and Fudge. They are a legit company, listed with the Better Business Bureau (BBB), and with an informative website. However, they utilize old debt information and try to obtain clients through continuous cold calling and harassment. Representatives on the phone are trained to verbally push you around and obtain information that they may use transfer debt accounts into their company. DO NOT provide them with any personal information until they establish proof of a current and legitimate debt. Any monies paid to them for an old debt are not required to be paid back to you. If they do not stop contacting you, file a complaint with the BBB, as many others already have done. This will eventually stop the harassment.