9058198939

its a collection agency,tell them u are recording the call and they are a third party interloper and to NEVER call u back on this #,never admit who u are on the phone to ANYBODY,say u are the agent for the person(no jurisdiction),may i help u? they will say no we need to talk to such,n such, say well this is a phone and if u dont identify yourself never call back on this # as all calls are recorded ..do u understand!

Report the company to the RCMP.  What ever they call themselves and what ever they claim to be, they are working as a scam.  I checked on all four phone numbers after I received an e-mail to give them a call.  I called one of the phone number and told the guy if he didn't found it strange that an e-mail was send out in today's time from a company such as his.  No, he didn't found that strange at all.  He insisted that he was a collection agency,  However, if you do a search on all the numbers they are calling from, you will find a lot of information online.  Even if you have a problem with a company, don't give out your information to this company.  Call the problem company and work it out with them.  
the other phone numbers are:
(888)488-1051  
905-819-8939
866-463-9161
905-858-9166
Email: kples@metcredit.com  
www.metcredit.com

Even website can be online without a real company behind it.

started getting more frequent calls and no messages but one, somebody form metropolitan gave a wrong name and said I should phone them back, but I was informed by others, I have no obligation to call anybody, especially if they have the wrong number.

I am very careful of beingscammed, or being recorded and my voice re-created to say something else

These guys may be credit adjusters but are far from professional about it. They continue to call me to settle my wifes debt. A debt that she accumulated before we were married on a credit card that I and no one else cosigned for. They're quite rude and pushy, and start screaming I'm threatening them when I tell them I'm pursuing legal action because they're harassing me, making slanderous statements about her and me, invading my privacy, and broke privacy law by telling me why they wanted to talk to her and me.

Number Calling Me! 905-819-8939, they will not stop calling me. Starting to tick me off big time. They don't say anything or answer when I say hello!

I got a call from them saying that i apparently owe $4000... I don't even had any debts with that amount. The lady left a message and said that if I didnt pay i would have bed credit for 7 years. So I call her and ashe doesnt answer her phone...sketchy! I think so, they're trying to scare people into paying them.. DO NOT PAY THEM ITS A SCAM!!

i got a message yesterday from this number not even saying the right first name saying to contact tracy harris for personal business matter i beleive after reading reveiws from people like you i will not contact them. thanks all for writing about this number it really helped 9058198939

If you have recieved a call, it's either because you owe money, or the phone number you have used to belong to someone who owes money.

What can a collection agency do to your credit? NOTHING.  It's the creditor that reports to the bureau.  Ie : Rogers, telus, TD, CIBC, RBC... whoever.  So if you've been contacted by an agency odds are your debt is already listed as an R9 on your credit.  By the way, it takes 6 MONTHS of being behind before R9 status.   If you fall behind a month on your bill and never make up that payment, and you just keep paying as if you never missed a payment, then odds are after 6 months, you will be in collections, depending on the creditor.

Will they actually sue you personally?  Here are what they require before spending money sueing someone:
- You have to be employed ( so they can garnish your wages)
- your debt has to be at least $4K
or
If you own a home that has over $10K in equity

Otherwise, you are fine.

What else can they do?

They can reach into your bank account and seize all funds.   I did this personally to thousands of people by the simple click of a button.  I know that some banks do not give this power to the collector, and will decide themselves if they should do it.

BUT! If you owe RBC money, and your bank account is with BMO, then your account is safe until RBC obtains judgment.


METROPOLITAN CREDIT ADJUSTERS IS A LEGITIMATE COMPANY, they are not scamming you.  If you don't want them to call you, then just tell them not to, it's that simple.



Here's something I never understood as a collector.  If you legitimately cannot pay your bills, you have no assets to sell, no lenders will help finance you and your family absolutely will not help you... then why haven't you filed for bankruptcy protection yet????  

I would like an answer.

I was working at my desk and I didn't hear my cell phone and noticed the red light flashing so checked my voice mail from a Krystal Astrologal (sp?) from 905-819-8939 or 866-463-9161 x6323 advising it is an important call for my spouse and that she would only be in the office until 1 pm today it being a Friday.  We have separate mobile numbers that we live off of.  I called back as it sounded important and I figured I would give it a call back for sh*ts and giggles as I instantly knew it was a debt collection agency.  

So I rang up her extension and she answered the phone.  I played dumb and thought it was about my resume.  She said no I was asking for *********.  I said no my name is ********** and she said oh well her mother told me that this was her #.  I immediately pounced on that (trigger) and told her I was **********'s spouse and that I was and there was no number for her to be reached at and they were not to call me back and that I would file a complaint with the Ontario Ministry of Consumer Services, Consumer Protection Branch; And if they had any intention to sue that they should do so.  She then proceeded to tell me standard industry boiler plate yada yada yada.  Don't care, don't legally owe it.

I know this agency would not sue as the amount is small (under $10k) and even if they did, as I filed a joint consumer proposal with my spouse it would be laughed out of the court house as the debt was incurred before the settlement and also outside of statute (2 years in Ontario).  I just don't want the calls.

A collection agency may not:

Contact you if you send a registered letter to the agency saying that you dispute the debt and suggest the matter be taken to court.

Contact your spouse, a member of your family or household, or a relative, neighbour or acquaintance except to obtain your address and telephone number unless the person contacted has guaranteed the debt or you have given permission for the person to be contacted.  

If I get another call Monday, then we file a complaint against them.

Metropolitan Credit Adjusters
Address:
101-2000 Argentia Rd
Mississauga, ON  L5N 1P7
Phone:
(905) 819-8939
Fax:
(905) 858-9166
Industry Categories:
Collection Agencies

http://www.sse.gov.on.ca/mcs/en/Pages/Persona ... ncy_Rights.aspx

They are a pain in the **s!!!!!!!!!!!!!!!!

yes it is against the law to call more than tree times in any seven day period. check the credit collection act.

it is only illegal if they have reached you , if you were unavailble and not reached they could continuosly call for 100000 times.

and metropolitan has moved from argentia road to across the street to century avenue, and they are a legitment company, pay your  bills and you wont get calls :) , and quit feeling sorry for yourselves.

Well i payed my bills but Rogers scam me on a 3 years renewal of a contract without telling me. Now i moved abroad and they want 1400$ for cacellation fees etc etc... sorry i will NOT pay this bill, i payed everything lse, mortgage, loans, ALL other bills and these people arrass me for a dispute? these are bullies!!! plain and simple!

We are a joke of a collection agency!   Just hang up on us when we call you

what kind of company is this

Anybody saying this is a legit company is most likely an employee of Metropolitan Credit Adjusters that go on the net to post that garbage.

Just because a company has an address and a telephone line does not make them a legit company.

THIS IS A SCAM!!!!!!

They call you up and try get you to pay some non existent debt.

The standard modus operandi is that they call asking to speak to you or your spouse, they then inform you they are acting on behalf of a credit card/ bank or some lending institution, they will usually not give a name.

They will claim they are handling the debt collection. Since most people have some debt somewhere, this will sucker the mark (you) into thinking you may have some forgotten debt they are trying to recover.

From there they will try get payment, or partial payment in the form of credit card or other means.

Its a common scam, very common out of Montreal, now working well in Toronto. The fraud unit from the police will take a few months to shut them down, they always do, at which point they just change their name and start the scam over again.

SCAM ALERT!

SCAM ALERT!

SCAM ALERT!

This is not a legit collection agency, its just some scammers with telephones.

If they contact you, fish them along, get all the details about how they want you to pay them, even better, record the conversation if you can.

Report the fraud:
http://www.antifraudcentre-centreantifraude.c ... eportfraud.html

Got calls as well and was making payments ... then they moved file saying i refused to pay and the guy was hostile and rude threatning and not working with me.told me to borrow the money for tomorrow or else asked how i owed the  money which i told him was not his problem. he did not like that.

they are not working with you ..............

Never ever ever ever make a single payment as soon as you do then they can harass you to death. After your first 20 bucks then they can continue to harass you for the next 6 years, the collection company only has 6 years from the time the debt has started. If you make a payment they will never leave you alone. It's better if you never speak to them if you accidentally answer just deny them who you are and hang up on them.

Why don't people file for bankruptcy when they legitimately can not pay their debt(s), have no assets, and no family (or friends) willing to help out?  Simple.  Filing for bankruptcy costs money.  If someone doesn't have money to pay off their debts, then they don't have the money to file bankruptcy.  For someone whose life has taken a turn for the worse and they've lost their job, will not be able to work again due to a severe disability, and are living on meagre social assistance, there is no bankruptcy trustee willing to take on your case to file bankrupcty without a monthly fee.  Even going through Credit Canada is of no help, because the trustees they recommend people to there are not willing to waive fees at all.  These people can't even pay for food...they use the food bank and go hungry much of the month.  THAT'S why they don't file for bankruptcy.  I've been a church volunteer long enough with people in these situations, and this is what I hear over and over again, and I've accompanied people to initial meetings with trustees, and some of the people have been as unkind and as ruthless as the rude debt collectors.

You damn idiots. MCA is not a scam. The President of MCA is Brian Summerfelt. Don't believe me? He's got a profile on Linkedin, corporationwiki, zoominfo,and to top it off has been in businessedge.com articles.