905-819-8939

how can rogers sell my name to a collection agency? I thought we had privacy policy rights in this country?

This company is a piece of work! Calling me 3 times in one day. didnt even call me on my own number but on a phone that belongs to my tenant down stairs. Telling me i owe rogers money.. First this company tells me I owe them $1300 and then they tell me $1097. I strickly told this company on the phone that i would be taking my issues up with rogers and to not call this number again. I  then call rogers myself and they know i have a cell phone to contact me on as it is with rogers and i got told my home phone bill and internet bill is $841.00. They have no issues with me making payments on my bill. So if this metro credit place calls you 905-819-8939. Tell them to go fly a kit else where, cause your not paying for there mortgage this month!

Tgey call with a unknown number and dont leave any messages. Dont call me again I have health issues.

my sister just got a call from you guys and the woman she talked to wasn't at all interested in helping her and wouldn't even say why she owes money to the bank. My sister even told her that all she gets is family allowance and that is what she lives off  of and she has 3 kids to take care of and her husband works but for only minimum wage

The answer is quite simple and easy to understand if you just take a moment to think about such things... If you are in debt and can't pay it, sell off assets or beg borrow or steal the money to pay a debt how is it that you expect a person to file for bankruptcy when that would be $2000 dollars or more? You see my young friend it is an obvious  downward spiral. Besides if you do some research you would find all the information you require to legitimately allow the debt to default past the limitations and that in Canada you are not required by law to deal with anyone except the debtor. Also there is no law saying you must call these people as they refuse to prove their identity yet expect you to over the phone... best advise do your research if by some misfortune you fall into one of these situations

Is this really a joke? Or will they take me to court? I had my cellphone transferred to my work but Telus never transferred my last payment to them. So now this place keeps calling and leaving messages. The debt is under $500, normally I would pay it but I was injured in an accident and cannot afford it, plus it was Telus' fault for not transferring it. So should I continue to ignore?

I'm supposed to make a payment tomorrow for an outstanding bill that I owed a company last year... Met Credit has been on my [***] about it for a month.... Last week I was told by this guy that I have to pay the full amount immediately!!  After explaining to him that I'm going through a divorce & I'm a single mother with two kids, his response was borrow money from friends or family!!!!!  
I'm confused what to do, whether not pay all my rent or go back on my word & pay these guys half for now & other half later or just directly call the company I owe& see if I can pay them & pay off!!!

I've been injured several times in my life and unable to eat because of it. I get hounded by these scum who will not work at a productive job but would rather threaten and intimidate less fortunate people.

If a company is so greedy it wants to bolster sales and give commissions by easy credit...eat your losses.

You always take the word of the merchant even when no judge would rule in your favour as when the facts came out you would be shamed. (or SHOULD BE).

If you enjoy pulling wings off flies at your age, get some help.

I have never paid one cent to you slime and will DIE that way.

As someone who went through a nasty divorce and later got sick, really sick I have dealt with account receivable and collector's a lot.

Your first priority is to the health and welfare of yourself and your dependants.
           - The job of the above people is to secure payment from you as soon as possible. Some individuals on the phone don't care about you and your welfare at all.

You see collectors of these forums always say pay your bills and you won't get calls. My take on this is that they are young brainwashed people who have never been through a financial hard ship. I have not been able to confirm this.

MCA is nothing more than a 3rd party service company. Representing your original creditor. A flaw in the system is that when collection agency personnel treat you with utter disrespect, no one is willing to come to your defence. They often go unchecked. I have an experience with MCA they have ignored me for 3 years and  I have reopened the old wound. I will give them a little longer to do the right thing and apologise before I tell the world what they did. Rogers ignored my complaints too. They lost all my business over it, and I am not going to drop it.

What to do:

  Develop a budget: determine how much you can pay and pay it monthly. This amount will vary so NEVER make a promise to pay. Some people will abuse this too. Rogers does. Until MCA and or the offending employee gives me a written apology, my advice is to NEVER discuss anything with them on the phone.

Discuss your situation with several employees at your original creditor. Some will play hard ball and tell you its too late as a pressure tactic. Things will domino downhill from there. I have experienced this with Rogers.

Important: write to your creditor (include date on letter) and describe your hardship.  Inform them you want to pay them but can only afford so much. Also include that you don't want to enter a "promise to pay" as the amount you can afford will vary month to month. Print a second copy to keep. Don't rely on your computer's hard drive, they do fail.

Pay something monthly: If you do you have hardcore solid evidence that you are interested in paying them off. remember their employees are trained with the mindset that the longer it goes unpaid, the less likely they are to recover it. That is why they apply pressure tactics.
     - Pay the creditor directly, and pay from your bank account. Once 1 or 2 payments go through you are in a better situation to talk to them, until them you appear to be a deadbeat.

Remember: the more calls you make to the creditor the more money it costs them. roughly $3 for a 5 min call. Keep calling until someone will talk to you.

Roger's bill for ignoring me is about $1700 and climbing, all over a $400 cancellation fee that was applied to someone elses account (not mine) by mistake.


PS the income that Roger's has missed out on as a result of this is close to $5000 and climbing. I cancelled my Rogers accounts after my experience with MCA and Rogers (remember it wasn't my account).

They  sent me an email that I need to call this no. I called and I talked to the guy and I wanted to make a payment atleast twice but the guy keeps telling me they cannot do installment and he told me to borrow a credit card to pay it because I don't have one and he gave me a deadline until 2pm that time, i told him that i cant do anything about it roight now first im at work second i dont have the letter containing the full amount that i need to pay and an account third I don't have credit card. Who do you think will lend me a credit card? No one.

Ignore them, pay the instalments to the original creditor, from your bank account and keep proof. It would also benefit you to write a letter and send via snail mail to the original creditor describing your experience, don't forget to keep a second copy for yourself. Be sure to mention that MCA is not acting in their best interest. You could also call the guy's boss too and let him/her know.

They are trained and told to secure the whole amount as quickly as possible.That was his interpretation of the instructions.

Who is the original creditor? I am collecting a list of their customers in case they force me to escalate my complaint.
If enough people stand up for themselves they WILL change their attitude.

After re reading your post again the email part concerns me. It is a big red flag for a scam. Call the original creditor ASAP and sort it out.

i got home to night there was this not about Met Credit, I would like to know what this is about

Joker collection agency who bought your debt and nothing more than an annoyance. in canada noone will bothter to take you to court for under $10000 and are not allowed to threaten court or lean on your house. They are not lawyers  just some loser making minimum wage who might not even have the proper liscence. Some tips for those in debt. 1. Statue of limitations is 2 years in canada meaning of they havnt received a judgement in court within 2 years the debt occred they have no recourse and it gets wiped. 2. They legally must identify themselves first name and last as well as liscence number at the start or the call.

Okay sure but what if you're harrassing an innocent party. Someone who got their number changed and getting these calls that is NOT FOR THEM. It becomes harrassment. If they don't answer phone or reply then common sense tells you that you've got the wrong person. If I owed money and didn't want to pay I don't think I would keep the same number allowing you to persistently bug me 40x a week. Just sayin..

you must work for them to get all worked up!

This company is a scam, they called me asking for my DOB and SIN #, saying I owe them money. I have 3 items on my Equifax (mobile Koodo, student loans and 1 CC with Cap1), all paid on time and never late.

This company is a scam and they are attempting to gather data on those they call.

100% scam, first she ask for a guy that I don't even know about, and then she's like, you have a payment to pay(Like B*TCH, thats not even me, wtf?). And I was like WTF, and then I asked who is this, who is calling, and then it went silence for over 30 seconds, and then she hangs up. They will call you about 2 times a day and then they will not stop until you pay them your "payment". SCAM CONFIRMED.

Calling people idiots when you spelled Collector "Collecter"? You're a moron bud.

You guys need to pay your bills. I can't believe how many people don't care about paying for something they received. You are all a bunch of winners. You must be proud. How do you expect the company you got the service from to treat you? The banks or cell company's get sick of dealing with you so they hire a collection agency.  It takes a long time for an account to be handed to collections. The only thing being scammed are the companies you are ripping off. Grow some ba**s.