5708766309

Having a bad day in the boiler room, are we? When the scam gets called out on here, you think you can control the damage like this??? LOL no wonder you can't get a real job!

Debt Collector "USCB" (don't recall what he said that stood for). The incoming call was under 570-397-2001 but they left a call back number of 570-876-6309

They tracked me down for a $55 debt from 5+ years ago that I didn't even know existed, though after speaking to the guy for a minute and getting some details from him, I realized it was a valid debt that I had incurred just prior to moving and had completely forgotten about.

The guy I spoke to was extremely pleasant and professional. He didn't ask me for any personal information, he just read off some information regarding the debt for me to confirm he was legit. We settled up and that was that.

Obviously most people treat, and are treated by, debt collectors in an antagonistic manner, but this was a pretty notable event for me since the guy was so polite. Pretty unusual I guess...

One more thing to add... I noticed a lot of people claiming scams from debt collectors such as this one. I'm sure there are a million scams out there, I've seen many myself, but do a little research and if you're getting contacted by a legit collection company for something that seems like a scam, be very afraid that your personal information has been compromised. I've had my CC info stolen twice in the last 2 years and for years have occasionally received debt collection calls for some stranger who likes to use my phone number on their credit applications. I've gotten pretty good at treating the debt collectors with respect and providing enough information to make them realize the creditor was scammed. Once you provide valid information/evidence that the debt doesn't belong to you, legit companies rarely come back to harass you.

I received a letter that an account was in collection that I did not remember about. So i immediately paid the bill, than a month later they put a negative report on my credit report. I talked to them and they said they would not do this if I paid immediately which I did. What can I do?

Sounds like a mistake was made.  Try calling them and explaining the situation.  I cannot see any reason why they wouldn't remove it for you if you really did pay them when you were supposed to.

Call the rep who helped you. Explain the situation and they should have it taken care of for you. Ask for Renee Williams.

I understand that these contracts are legally binding but the "schools" are absolute [***]. I tried reasoning with the "financial department" and they were absolutely no help at all, these schools do not transfer and do not really account for anything at all. ACREDITED my ass...whatever that even means. I have refused to pay them anything more. Now they have sent me a letter in the mail offering 40% off my bill if i pay by a certain date to some company named USCBcorp, who even knows what is legit anymore. The school send you  5 "workbooks" basically a few pieces of paper stapled together, send you a few "tests" and tell you, you have passed the course. Now i owe 1500. I hope students out there come across this site before you sign up for any of these courses, i wish i had. Now i cant even find the "US CAREER INSTITUTE" site. i have no way to log into my account to even TRY to pay them. Now my credit is ruined at 22, all while i was just trying to find an education.

You have this website wrong.  I don't understand why people get mad when they owe money and get called on it!!!!!!!!!!!!!!!!

For the person who said, "There is NO statue of limitations on how long a bad debt can be collected on," you are absolutely wrong. Every single state has individual rules and specific laws on this. It's not about reporting to credit agencies, it's about the ability to take somebody to court to sue them and obtain a judgment for the money owed. That, for example this information for credit cards, listed by state with links to each state's legal source.

http://www.creditcards.com/credit-card-news/c ... ations-1282.php

The problem here is that many of these anonymous posters are likely employees of this debt collection company posting misleading information.

These are celler dwelling zombie debt collectors. they buy uncollectable debts off of (HA!) legitamate debt collectors for pennies on the dollar. Every cent they get is profit for them. They have no legal connection to the original creditor, or the agencies that have shuffled the paper back and forth.

Usually, there is NO PROOF that a debt is even owed; if they cannot provide valid verification, in writing, in a 30-day period, they cannot even attempt to collect on the debt.

What these companies do is then sell the bad debts to yet another zombie.

They all suck!

Wow, your boss must be proud to have you represent his company. Did they train you to be so professional and, um, educated. Maybe you should sign up for some of those classes at Penn Foster or Stratford Career Institute and take a few spelling, grammar, and customer service classes.

Second, you must be proud to work for a company that takes advantage of the tiny print at the bottom of a contract that was never signed.

you are the dumb [***] that we are not deadbeats we are hard working americans that need jobs and are blessed to have these schools and thought they would help get  jobs. And no you cant call until 10pm read the print it is 9pm dummy.

called and harassed my family