8885111130

NEVER, EVER, provide personal information to anyone over the phone (even if they have a so-called identifiable telephone ID.)  IF you decide to answer the phone ask for the name of the individual and their supervisor and mailing address before you answer any question. Inform them you want the calls to stop and for them to send you a mailed statement of the issues involved for your review. Never argue with a $10 an hour solicitor over the phone. IF you want to deal with this firm and have a written record use:
ask@overcashlaw.com

Read this document about your consumer rights. A document ED and his 3 employees do not plan to share with you.

Always keep a notepad of the date and time of the calls should you need further remedies.

I am not a lawyer and these are just my opinions. Personally, I have a low opinion of this firm and its operations.

Since ED does not identify his firm properly on the caller ID I am posting his particulars below.

Law Offices of Ed Overcash, LLC
33 Villa Road, Suite 401
Greenville, SC 29615
 
Telephone:
Toll Free:
Fax:
email:
(864) 233-5800
(888) 511-1130
(864) 233-5588
ask@overcashlaw.com

Sorry forgot -

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

These are your rights!

Just so ED knows what it means to have your personal information made public and subject to possible harassment here is a LINK to ED's life:

http://www.scscja.com/judges/spartanburgcounty/5482.htm

With a few more clicks of your mouse you can find out even more about this firm and none of it is flattering.

Say ED what are the last four digits of your social security number?

Remember don't give these people any information over the phone. YOU ARE NOT REQUIRED TO GIVE ANY INFORMATION OVER THE PHONE. IF you must answer the phone solicitor remember they will record the conversation and use it against you.  Your best option, if for some strange reason you want to talk with these people is to tell them to mail you a FULL  STATEMENT of exactly what they have on file for your account and what they want to know. Share nothing else.

Check with your own state attorney general to find out the legal limits for past debts (these vary by state and the type of debt). REMEMBER when you admit to a debt to ED or anyone else you are opening the door again to the length of time your eligible for payment. On Ed's website it says in the fine print "This law firm is engaged in the collection of consumer debt.  All information obtained may be used for this purpose."

You can also check with your phone number to see what options you have to prevent these calls but all such collection agencies they probably have a variety of phone numbers. Having caller ID is well worth the money!

Don't let them make you upset - they is the purpose of the phone calls. These companies buy/sell late payments/debts as a livelihood.

FINALLY, if you do get a written statement about your debt you need to see a lawyer or financial counselor. You will notice however they really don't want to put anything into writing - it is far easier to harass you with a phone call.

Just my opinion.

Perhaps you would like to ask Ed some questions at HIS HOME. Seeing how he doesn't much regard for other peoples rights.

Edward H Overcash Jr
Birth Date:    24 Nov 1950
[1 Sep 1957]
Phone Number:    576-6132
Address:    230 Brookside Rd, Spartanburg, SC, 29301-3022 (1986)
[166 Gordon Dr, Spartanburg, SC, 29301-2923 (1993)]

Don't you just love the internet?

Don't answer the phone. Don't talk with them. They will use anything you say against you. Only deal with written documents and than seek legal help. These people are unethical and cannot be trusted.

Found through a web search. Here is an example of someone who SUED ED OVERCASH regarding his violations of the Fair Debt Collection Act.  Current status of this litigation is unknown.  You have rights and you can hold offending parties in court. Don't let these people ruin your life.

ELROD v. LAW OFFICES OF ED OVERCASH, LLC
Share|  
Plaintiff:    SANDRA ELROD
Defendant:    LAW OFFICES OF ED OVERCASH, LLC

Case Number:    3:2009cv05070
Filed:    October 5, 2009

Court:    New Jersey District Court
Office:    Trenton Office [ Court Info ]
County:    Mercer
Presiding Judge:    Chief Judge Garrett E. Brown, Jr.
Referring Judge:    Magistrate Judge Lois H. Goodman

Nature of Suit:    Other Statutes - Other Statutory Actions
Cause:    15:1692 Fair Debt Collection Act
Jurisdiction:    Federal Question
Jury Demanded By:    Plaintiff

http://www.linkedin.com/profile/view?id=28517 ... k=ppro_viewmore
Information provided by:

Joshua Bishop

Manager at Law Offices of Ed Overcash
Greenville, South Carolina Area Financial Services
Current:  Manager of Collections and Human Resources at Law Offices of Ed Overcash

Past:
• Collection Manager at First Data Corporation

Education
Greenville Technical College

Connections
•Twitter  - joshuabishop

Public Profile
http://www.linkedin.com/in/joshuabishop

Summary
With over 5 years in the industry and the 3 collection companies that I have worked for, has given me the opportunity to work most types of debt/projects available in the collection market - prime, seconds, tertiary, quads, 3rd party, 1st party, and purchased debt. I currently manage a law firm that specializes in prime charged off credit card accounts on the frontline, and a legal team responsible for pre-legal collections leading up to and including civil suits. Managed all aspects of Client Services from Sales Presentation, Contract, and Portfolio Management.
Specialties
Credit Card Collections, Return Check Collections, Commerical Collections, Account Receivables, Client Services, Customer Service Management, Merger Change Management, Human Resources Management.

Contact Settings
Interested In
        career opportunities (Perhaps he could find a job where people would like him)
        consulting offers
        new ventures  (Sounds like he is job hunting? 3 jobs in 5 years?)
        job inquiries
        expertise requests
        business deals  (Anything sold from the trunk of his car would be best)
        reference requests  (Probably all the people he has trashed would send him a good word)
        getting back in touch  (Needs to get in touch with reality)
        
Joshua Bishop 864-906-7417

Also has a picture for your dart board.

Don't talk to these people! Wait until they send you a legal notice by mail. Anything you say on the phone they will record and use against you. Get professional advice from a knowledgeable counselor before you give out any information.

These fools called me asking about a relative. I always check these foolish calls out. I am not the client they are looking for. If they call me again, i will curse them out. I appreciate people relaying their contact information. Thanks.

Get an education please? Little people who think they have power. Probably the only kind of job you can get. Off the street into the gutter collection scam business.

Please get an education! That's shouldn't have, not "shouldn't of had". You write like someone under the trailer. Trash talker. You're nothing but a little dictator want to be. Funny how little people with a very limited education criticize others.

They said the same thing to me. They are rude and unprofessional. I started crying and the guy announced to the office, "I made her cry, I made her cry" and started clapping and hung up.

Call yourself a professional, will ya?
Make someone cry on the phone and your whole office cheers.

No one wants to pay money to people who are blatantly mean.

I received multiple call from Law offices of Ed overcash over the last few days. They tried to threaten me and tell me to call by 5 tomorrow. Saying they were collecting a debt for HSBC so i contacted Hsbc to try to pay them something directly and work something out ive been out of work for a year and just got back to work so its not going to get payed overnight regardles. Hsbc told me they sold it to capital something so i contacted them and they would not even talk to me told me to contact ed overcash. What should i do who should i talk to to be assured that this is handled correctly. I could pay these guys and still owe all of the debt

Received a message from Colby w/ the Law Offices of Ed Overcash.  Asking for someone I had never even heard of before.  Phone # left on msg was 864-233-5800 x152.  I thought this was a scam because seriously, the name "Ed Overcash"??  So I googled it and found this site.  I called the number back and got Colby directly.  I told him I had never heard of the gentleman he was calling about before and asked him not to call my # anymore.  He got into his files and said I was listed as family of this person.  I again told him NO, I have never heard of this person before.  Colby apologized and we ended our call.

If you are a law firm, then why don't your people know how to spell?  I don't respect people who don't know how to spell.

I am having the same problem. Did they sue you?

Put a monkey in a job and they think they have power to chastise others. Just a bunch of low lifes. You are nothing and you make far less money than i do little guy.

Fro the employees who comment here. I had two people in my family who worked for collection agencies. They tell me the job sucks and a bunch of pitiful people work at collection agencies. They left your sorry behinds and quit for better jobs. Did you get a bonus? You people are pathetic.

you don't have to be so nasty. You act like yall creditors have problems, but truth be known, yall probably have more debt than the ones yall are trying to collect from.