01252576376

Guess whar?  Your post is on page 22 of complaints about this number.  On page 1 of the complaints about this number is chapter and verse on who and what these people are, complete with contact details.

Cap Quest will make a lot of noises and "threats" but that is all they can do, Telogram Ltd is to confuse people into getting information, who actually sends telegrams any more? but they have used the we have a "parcel" for your neighbour! If you pass on someone's personal information (telephone number etc) it could infringe on the data protection act. One guy got asked what was the make, model and registration of the neighbours car!  These guys used to go under they name of 1st Credit, they go hammered by informed consumers who fought back. They biggest ploy is buying old debits however a lot of them are barred debts plese see below.

Here is the relevant section from the Debt Collection Guidance as set down by the Office of Fair Trading - advice, Cap Quest to read this section.

Statute barred debt

2.13 This guidance applies to the pursuit of debt regardless of its age. We will be
carrying out further work on this aspect of debt recovery including analysis of
relevant legislation and practice throughout the UK.

2.14 In the past we have dealt with a number of statute barred debt cases governed by
the Limitation Act 1980, which applies to England and Wales. Based on that
experience our position with regard to England and Wales remains:

a. we accept legally the debt exists

b. it is the methods by which the debt is collected that can be
unfair as follows:

• it is unfair to pursue the debt if the debtor has heard nothing from
the creditor during the relevant limitation period

• if a creditor has been in regular contact with a debtor before the debt
is statute barred, then we do not consider it unfair to continue to
attempt to recover the debt

• it is unfair to mislead debtors as to their rights and obligations, for
example, falsely stating or implying that the debt is still legally
recoverable and relying on consumers not knowing the relevant legal
provisions, and

• continuing to press for payment after a debtor has stated that they
will not be paying a debt because it is statute barred could amount to
harassment contrary to section 40 (1) of the Administration of
Justice Act 1970.

Today they rang me and pretended to be a marketing firm.  Well as I'm terminally ill which I told her she still insisted on talking and kept asking for a minute of my time. WHAT A HEARTLESS   ????.